23 Michael Dr, South Hadley, MA 01075 Property Records

Hampshire County and South Hadley Town property record for 23 Michael Dr, South Hadley, MA 01075

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,795 sqft · built 1968
Lot Size	0.666 acres (29,030 sqft)
Owner	Individual Name on File
Last Sale	$298,000 (Dec 2006)
Tax Bill	$7,216 (2026)
Deeds & Mortgages	Mar 2021 Refinance May 2023 Mortgage + 4 more
APN	`SHAD M:0007 B:0087 L:0000`

Property Details

APN / Parcel Number

Primary APN	`SHAD M:0007 B:0087 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,795 sqft Living Area
Gross Area	4,279 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,030 sqft (0.666 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	23 MICHAEL DR
City	SOUTH HADLEY
State	MA
Zip	01075-3023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Block	87
Jurisdiction	SOUTH HADLEY MA
Township / Civil Division	SOUTH HADLEY
Census Block Group	2
Census Block	2006
Census Tract	821101

Owner

23 Michael Dr is owned and occupied by an individual who acquired it in May 2025.

Source: Hampshire County and South Hadley Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	23 MICHAEL DR, SOUTH HADLEY, MA 01075-3023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
May 23, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) FREEDOM CU
Jun 17, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Aug 11, 2025	Deed of Trust, Mortgage · Line of Credit PEOPLESBANK (HOLYOKE MA)
May 27, 2025	Quit Claim Deed, Transfer · Line of Credit CITIZENS BANK
Aug 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2006 · Amount on File
Deed Sale	Dec 7, 2006 · Amount on File
Deed Book / Page	8972 / 126
Last Transfer Date	May 27, 2025
Transfer Doc	0015428-64
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH HADLEY MA
Property Address	23 MICHAEL DR, SOUTH HADLEY, MA 01075-3023
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014007-22
Date	Mar 9, 2021
Book Page	14007/22
Instrument	5557

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH HADLEY MA
Property Address	23 MICHAEL DR, SOUTH HADLEY, MA 01075-3023
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014865-250
Date	May 23, 2023
Book Page	14865/250
Instrument	7356

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2038

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH HADLEY MA
Property Address	23 MICHAEL DR, SOUTH HADLEY, MA 01075-3023
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015449-62
Date	Jun 17, 2025
Book Page	15449/62
Instrument	9473

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH HADLEY MA
Property Address	23 MICHAEL DR, SOUTH HADLEY, MA 01075-3023
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	015498-198
Date	Aug 11, 2025
Book Page	15498/198
Instrument	12996

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2045

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOUTH HADLEY MA
Recording Date	May 27, 2025
Property Address	23 MICHAEL DR, SOUTH HADLEY, MA 01075-3023
Document Number	0015428-64
Book / Page	15428 / 64
Instrument Date	May 27, 2025
Instrument	7947
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 MICHAEL DR, SOUTH HADLEY, MA 01075-3023

Mortgage

Document Number	0000009473
Date	May 27, 2025
Instrument	9473

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	302 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH HADLEY MA
Property Address	23 MICHAEL DR, SOUTH HADLEY, MA 01075-3023
Document Number	13069-26
Instrument Date	Aug 1, 2018
Transaction Type	Mortgage
Record Updated	Sep 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 MICHAEL DR SOUTH HADLEY MA 010753023, SOUTH HADLEY, MA 01075-3023

Mortgage

Document Number	13069-26
Date	Sep 4, 2018
Book Page	013069/000026
Instrument	133

Lender

Name	FREEDOM CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 3, 2028

Tax Assessment & Valuation

The 2026 property tax bill for 23 Michael Dr was $7,216, down 9.4% from the year before.

Source: Hampshire County and South Hadley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	South Hadley Town
Unified School District	South Hadley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,216.00 (-9.44%)	$533,700 (+6.7%) Land $135,600 Building $398,100	$487,173 (+3.41%)
2025	$7,968.00 (-0.34%)	$500,200 (+4.16%) Land $127,700 Building $372,500	$471,105 (+2.99%)
2024	$7,995.00 (+9.91%)	$480,200 (+15.85%) Land $119,300 Building $360,900	$457,425
2023	$7,274.00	$414,500 Land $108,600 Building $305,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 23 Michael Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Michael Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH HADLEY FD #1 (MWRA) serves 14,800 people · EPA ID MA1275000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
South Hadley Electric Light Department Fiber	1,000 / 1,000
Netafy Fixed Wireless	150 / 150

May also be available: Crossroads Fiber, Spectrum.

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