Schenectady County and Rotterdam Town property record for 23 Merritt Dr, Schenectady, NY 12306
| Details | 6 bd · 3 ba · 3,497 sqft · built 1960 |
|---|---|
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $277,000 (Oct 2019) |
| Tax Bill | $10,627 (2026) |
| Deeds & Mortgages | Oct 2023 Line of Credit Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 58.16-3-12 |
| Primary APN | 422800 58.16-3-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,497 sqft Living Area |
| 1st Floor Area | 1,846 sqft |
| Upper Floors Area | 1,651 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 22,216 sqft (0.51 acres) |
| Lot Dimensions | 186 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 604 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 132 sqft |
| Patio Area | 336 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 23 MERRITT DR |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3522 |
| Property Category | Other |
| Property Type | Unknown |
| Local Zoning Code | R-1 |
| Legal Description | R,G2,FP,DM,BK,SHDM CORRADI COL GAR - 32 PT39 7.-503-16 |
| Legal Block | 3 |
| Legal Lot Number | 12.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 33003 |
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23 MERRITT DR, SCHENECTADY, NY 12306-3522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2023 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| Oct 25, 2019 | Deed, Transfer · FHA Mortgage SEFCU MORTGAGE SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2019 · Amount on Record |
| Deed Sale | Oct 25, 2019 · Amount on Record |
| Prior Sale | Oct 1, 2008 · Amount on Record |
| Deed Document Number | 201948671 |
| Deed Book / Page | 2022 / 786 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 23 MERRITT DR, SCHENECTADY, NY 12306-3522 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 23 MERRITT DR, SCHENECTADY, NY 12306-3522 |
| Document Number | 0000060922 |
|---|---|
| Date | Oct 27, 2023 |
| Book Page | 5339/125 |
| Instrument | 202360922 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 26, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 25, 2019 |
| Property Address | 23 MERRITT DR, SCHENECTADY, NY 12306-3522 |
| Document Number | 0000048671 |
| Book / Page | 2022 / 786 |
| Map Reference | MAP 33 |
| Instrument Date | Oct 9, 2019 |
| Instrument | 201948671 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | MARKET TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,108.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12300 NE 50TH CT, 12300, OXFORD, FL 34484-2665 |
| Name | Verified Name |
|---|---|
| Address | 2630 CAMPBELL AVE, SCHENECTADY, NY 12306-2402 |
| Document Number | 0000048675 |
|---|---|
| Date | Oct 25, 2019 |
| Instrument | 201948675 |
| Name | SEFCU MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,627.00 (+1.62%) | ||
| 2025 | $10,458.00 | $286,000 (-) Land $38,300 Building $247,700 | $440,000 (+16.93%) Land $58,923 Building $381,077 |
| 2023 | $286,000 Land $38,300 Building $247,700 | $376,300 Land $50,393 Building $325,907 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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