23 Mel Ln, Steuben, ME 04680 Property Records

Washington County and Steuben Town property record for 23 Mel Ln, Steuben, ME 04680

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · built 2007
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,790 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`M:012 L:021=001`

Property Details

APN / Parcel Number

Primary APN	`M:012 L:021=001`
Alternative APNs	`STEU M:012 L:021-001` `855`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	855
Street Address	23 MEL LN
City	STEUBEN
State	ME
Zip	04680-2911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Lot Number	21-1
Jurisdiction	STEUBEN ME
Township / Civil Division	STEUBEN
Census Block Group	2
Census Block	2041
Census Tract	956500

Owner

Source: Washington County and Steuben Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 MEL LN, STEUBEN, ME 04680-2911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN ME
Recording Date	Aug 6, 2026
Property Address	23 MEL LN, STEUBEN, ME 04680-2911
Document Number	0000006193
Book / Page	5312 / 145
Instrument Date	Jul 30, 2026
Instrument	20266193
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 MEL LN, STEUBEN, ME 04680-2911

Mortgage

Document Number	0000006193,
Date	Aug 6, 2026
Book Page	5312/145
Instrument	20266193

Lender

Name	CAMDEN NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Washington County and Steuben Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Washington County
County Subdivision	Steuben Town
Unified School District	Regional School Unit 24 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,790.00 (+22.35%)	$102,300 (+8.37%) Land $20,900 Building $81,400
2023	$1,463.00 (+1.6%)	$94,400 (-) Land $19,100 Building $75,300
2022	$1,440.00	$94,400 Land $19,100 Building $75,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wireless Partners Fixed Wireless	50 / 10
T-Mobile Fixed Wireless	25 / 3
Fidium Fiber DSL	10 / 1