23 Meadow Lark Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 23 Meadow Lark Dr, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,536 sqft · built 1998
Lot Size	0.213 acres (9,300 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Nov 2020)
Tax Bill	$3,350 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:086 B:7-A L`

Property Details

APN / Parcel Number

Primary APN	`M:086 B:7-A L`
Alternative APNs	`WEST M:86 B:7 L:A` `7220800`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,536 sqft Living Area
Gross Area	2,304 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	9,300 sqft (0.213 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7220800
Street Address	23 MEADOW LARK DR
City	WESTERLY
State	RI
Zip	02891-2812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	7
Legal Lot Number	A
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2006
Census Tract	50802

Owner

23 Meadow Lark Dr is owned and occupied by an individual who bought it in November 2020.

Source: Westerly Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	23 MEADOW LARK DR, WESTERLY, RI 02891-2812
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Line of Credit WESTERLY COMMUNITY CREDIT UNION
Apr 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Nov 18, 2020	Warranty Deed, Transfer · FHA Mortgage CROSS CNTRY MTG
Jun 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2020 · Amount on File
Deed Sale	Nov 18, 2020 · Amount on File
Prior Sale	Jul 15, 2005 · Amount on File
Deed Document Number	20205852
Deed Book / Page	2020 / 25479
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Recording Date	Jul 6, 2026
Property Address	23 MEADOW LARK DR, WESTERLY, RI 02891-2812
Document Number	0000002257
Book / Page	2026 / 10327
Instrument Date	Jun 24, 2026
Instrument	20262257
Transaction Type	Mortgage
Record Updated	Jul 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 MEADOW LARK DR, WESTERLY, RI 02891-2812

Mortgage

Document Number	0000002257,
Date	Jul 6, 2026
Book Page	2026/10327
Instrument	20262257

Lender

Name	WESTERLY COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2051

Interest

Rate	6.53%
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	23 MEADOW LARK DR, WESTERLY, RI 02891-2812
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020-6682
Date	Apr 15, 2020
Book Page	2020/6682
Instrument	2020-1553

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	May 1, 2030

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Nov 18, 2020
Property Address	23 MEADOW LARK DR, WESTERLY, RI 02891-2812
Document Number	2020-5479
Book / Page	002020 / 025479
Instrument Date	Nov 16, 2020
Instrument	5852
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 MEADOW LARK DR WESTERLY RI 028912812, WESTERLY, RI 02891-2812

Mortgage

Document Number	2020-5480
Date	Nov 18, 2020
Book Page	002020/025480
Instrument	5853

Lender

Name	CROSS CNTRY MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	23 MEADOW LARK DR, WESTERLY, RI 02891-2812
Document Number	2018-458
Instrument Date	Jun 9, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23 MEADOW LARK DR WESTERLY RI 028912812, WESTERLY, RI 02891-2812

Mortgage

Document Number	2018-458
Date	Jun 21, 2018
Book Page	002018/010458
Instrument	2620

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 20, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 23 Meadow Lark Dr was $3,350.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,350.00	$430,600 Land $169,600 Building $261,000	$527,520
2023	$3,411.00 (+0.59%)	$335,700 (-) Land $121,100 Building $214,600
2022	$3,391.00	$335,700 Land $121,100 Building $214,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Meadow Lark Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	10 (1991–2024)
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Severe Storms And Flooding, Mar 2010 · 5 claims Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Meadow Lark Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 85% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Breezeline, Frontier, T-Mobile, Xfinity.

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