Chesterfield County property record for 23 McRae Rd, Cheraw, SC 29520 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1954 |
| Lot Size | 65,340 sqft (1.5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $210,000 (2026) |
| Tax Bill | $853.00 (2025) |
| Primary APN | 260 000 000 081 |
|---|---|
| Alternative APNs |
|
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Lot Area | 65,340 sqft (1.5 acres) |
| Heating System | Heat Pump Heating |
|---|
| Account Number | 00036457 |
|---|---|
| Street Address | 23 MCRAE RD |
| City | CHERAW |
| State | SC |
| Zip | 29520-6553 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1L 1.50 AC |
| Jurisdiction | CHESTERFIELD SC |
| Minor Civil Division | CHERAW |
| Census Blockgroup | 2 |
| Census Block | 2019 |
| Census Tract | 950602 |
Source: Chesterfield County records · APN 260 000 000 081
Assessment roll updated February 10, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 MCRAE RD, CHERAW, SC 29520-6553 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 10, 2026 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage LOANDEPOT.COM LLC |
| Jul 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Mar 07, 2018 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) FIRST CITIZEN B&T CO |
| Aug 25, 2017 | Deed of Distribution, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 10, 2026 · Amount on Record |
| Deed Sale | Jun 10, 2026 · Amount on Record |
| Deed Doc Number | 20262444 |
| Deed Book / Page | 585 / 321 |
| Prior Transfer Date | Aug 18, 2017 |
| Prior Transfer Doc | 00507/1096 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Recording Date | Jun 10, 2026 |
| Property Address | 23 MCRAE RD, CHERAW, SC 29520-6553 |
| Document Number | 0000002444 |
| Book / Page | 585 / 321 |
| Instrument Date | Jun 04, 2026 |
| Instrument | 20262444 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Title Company | SIMPLIFILE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $78,477.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 23 MCRAE RD, CHERAW, SC 29520-6553 |
| Document Number | 0000002445, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 20262445 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000002446, |
|---|---|
| Date | Jun 10, 2026 |
| Book Page | 573/130 |
| Instrument | 20262446 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Jul 01, 2036 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Property Address | 23 MCRAE RD, CHERAW, SC 29520-6553 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 526/1054 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | 526/1054 |
| Instrument | 202100003163 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Property Address | 23 MCRAE RD, CHERAW, SC 29520-6553 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000497/0000000447 |
|---|---|
| Date | Mar 07, 2018 |
| Book Page | 0000000497/0000000447 |
| Instrument | 000000000829 |
| Name | FIRST CITIZEN B&T CO |
|---|
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.7% |
| Type Change Date | Jan 04, 2023 |
| Index | Other |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Recording Date | Aug 25, 2017 |
| Property Address | 23 MCRAE RD, CHERAW, SC 29520-6553 |
| Document Number | 00507/1096 |
| Book / Page | 507 / 1096 |
| Map Reference | PL 9 PG 44 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 201700003236 |
| Transaction Type | Transfer |
| Record Updated | Jan 06, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4503 4TH SEASONS RD, FLORENCE, SC 29505 |
Source: Chesterfield County records · Assessment roll updated February 10, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Chesterfield County |
| Unified School District | Chesterfield County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $853.00 (+22.73%) | $6,060 (+14.99%) Land $280 Building $5,780 | $209,000 (+58.57%) Land $7,000 Building $202,000 |
| 2023 | $695.00 | $5,270 Land $280 Building $4,990 | $131,800 Land $7,000 Building $124,800 |
Source: FEMA National Flood Hazard Layer, Chesterfield County (45025C), updated March 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 54% of the US · above 66% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 806 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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