23 McGarrah Rd, Monroe, NY 10950 Property Records

Orange County and Monroe Town property record for 23 McGarrah Rd, Monroe, NY 10950

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,824 sqft · built 1972
Lot Size	0.484 acres (21,072 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Sep 2021)
Tax Bill	$13,546 (2024)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`334001 233-4-10`

Property Details

APN / Parcel Number

Primary APN	`334001 233-4-10`
Alternative APNs	`400123300000040100000000` `233-4-10`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,824 sqft Living Area
1st Floor Area	1,056 sqft
2nd Floor Area	768 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	21,072 sqft (0.484 acres)
Lot Dimensions	131 ft deep x 154 ft wide
View / Lot	Suburban
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	233-4-10
Street Address	23 MCGARRAH RD
City	MONROE
State	NY
Zip	10950-3727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR-20
Legal Description	LT 9 BLK D SEC 3 PINE TREE GARDENS
Legal Subdivision	PINE TREE GARDENS
Legal Block	4
Legal Lot Number	10.00
Jurisdiction	ORANGE NY
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2016
Census Tract	14202

Owner

23 McGarrah Rd is owned and occupied by an individual who bought it in September 2021.

Source: Orange County and Monroe Town records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	23 MCGARRAH RD, MONROE, NY 10950-3727
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2021 · Amount on File
Deed Sale	Sep 15, 2021 · Amount on File
Deed Document Number	202162310
Deed Book / Page	15051 / 228
Record Updated	Jun 8, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Sep 15, 2021
Property Address	23 MCGARRAH RD, MONROE, NY 10950-3727
Document Number	0000062310
Book / Page	15051 / 228
Instrument Date	Sep 3, 2021
Instrument	20210062310
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	117 PARKSIDE DR, SUFFERN, NY 10901-7842
Investor	Possibly a Property Investor

Mortgage

Document Number	0000062311
Date	Sep 15, 2021
Instrument	20210062311

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	349 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Orange County and Monroe Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Monroe Town
Municipality	Monroe Village
Unified School District	Monroe-Woodbury Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$57,000 (-) Land $23,200 Building $33,800	$527,300 (+6.85%)
2024	$13,546.00	$57,000 (-) Land $23,200 Building $33,800	$493,500 (+6.15%)
2023		$57,000 Land $23,200 Building $33,800	$464,900 Land $189,222 Building $275,678

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 23 McGarrah Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980–1984)
Most Recent Claim	Apr 1984 · Coastal Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 McGarrah Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE VILLAGE serves 12,000 people · EPA ID NY3503535
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Frontier, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on McGarrah Rd

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