23 May Rd, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 23 May Rd, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,134 sqft · built 1963
Lot Size	0.351 acres (15,290 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Aug 2007)
Tax Bill	$5,471 (2026)
Deeds & Mortgages	Jan 2022 Refinance Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:027-10000 B:51 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:027-10000 B:51 L:0`
Alternative APNs	`LUDL M:27 B:10000 P:51` `5500`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,134 sqft Living Area
Gross Area	3,850 sqft
Basement Area	1,270 sqft
Unfinished Basement	1,270 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,290 sqft (0.351 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	5500
Street Address	23 MAY RD
City	LUDLOW
State	MA
Zip	01056-3212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES A
Legal Block	10000
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	1
Census Block	1003
Census Tract	810404

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 MAY RD, LUDLOW, MA 01056-3212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Jul 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage MAYRA I HERVIEUX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2007 · Amount on Record
Deed Sale	Aug 10, 2007 · Amount on Record
Prior Sale	Nov 9, 1998 · Amount on Record
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	23 MAY RD, LUDLOW, MA 01056-3212
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024356-160
Date	Jan 14, 2022
Book Page	24356/160
Instrument	2746

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	23 MAY RD, LUDLOW, MA 01056-3212
Document Number	22287-57
Instrument Date	Jul 17, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 MAY RD LUDLOW MA 010563212, LUDLOW, MA 01056-3212

Mortgage

Document Number	22287-57
Date	Jul 27, 2018
Book Page	022287/000057
Instrument	43958

Lender

Name	MAYRA I HERVIEUX

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,471.00 (+1.75%)	$341,700 (+10.26%) Land $98,400 Building $243,300	$398,797 (-0.29%)
2025	$5,377.00 (+4.33%)	$309,900 (+8.78%) Land $89,500 Building $220,400	$399,950 (+1.72%)
2024	$5,154.00 (+1.26%)	$284,900 (+9.2%) Land $89,300 Building $195,600	$393,205
2023	$5,090.00	$260,900 Land $81,800 Building $179,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1996–2011)
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GoNetspeed, Verizon.

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