23 Mason Ln, Ladera Ranch, CA 92694 Property Records

Orange County property record for 23 Mason Ln, Ladera Ranch, CA 92694

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,354 sqft · built 2001
Lot Size	0.118 acres (5,139 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (Mar 2014)
Tax Bill	$15,292 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`759-211-06`

Property Details

APN / Parcel Number

Primary APN	`759-211-06`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,354 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	5,139 sqft (0.118 acres)
Garage Area	644 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	23 MASON LN
City	LADERA RANCH
State	CA
Zip	92694-0301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 15626 BLK LOT 6
Legal Subdivision	TRACT NO 15626
Legal Tract	15626
Legal Lot Number	6
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	2
Census Block	2004
Census Tract	32057

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 MASON LN, LADERA RANCH, CA 92694-0301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Oct 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage L ALLEY LOANS INC
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2014 · Amount on Record
Deed Sale	Mar 13, 2014 · Amount on Record
Prior Sale	Jan 16, 2002 · Amount on Record
Deed Document Number	201496347
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	23 MASON LN, MISSION VIEJO, CA 92694-0301
Transaction Type	Mortgage
Record Updated	Feb 14, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 MASON LN, LADERA RANCH, CA 92694-0301

Mortgage

Document Number	0000022693
Date	Feb 1, 2024
Instrument	2024000022693

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 23, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	23 MASON LN, MISSION VIEJO, CA 92694-0301
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000393748
Date	Oct 9, 2019
Instrument	2019000393748

Lender

Name	L ALLEY LOANS INC
Type	Lending Institution
Address	HUNTINGTON BEACH, CA 92648

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	23 MASON LN, MISSION VIEJO, CA 92694-0301
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 MASON LN, LADERA RANCH, CA 92694-0301

Mortgage

Document Number	0000622624
Date	Nov 2, 2020
Instrument	2020000622624

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.02%
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.02%
Index	1-Year LIBOR
Max Rate	8.02%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,187,855 (+2%) Land $456,996 Building $730,859
2025	$15,292.00 (+1.93%) Homeowner's exemption	$1,164,564 (+4.04%) Land $448,035 Building $716,529
2024	$15,002.00 (+1.85%)
2023	$14,729.00 (+1.92%) Homeowner's exemption	$1,119,344 Land $430,638 Building $688,706
2022	$14,451.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 805 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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