Bergen County and Waldwick Borough property record for 23 Mary Ln, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,274 sqft · built 1962 |
| Lot Size | 0.356 acres (15,494 sqft) |
| Owner | Individual Name on File |
| Last Sale | $470,000 (Sep 2018) |
| Tax Bill | $14,330 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00166-0000-00008 |
| Primary APN | 64-00166-0000-00008 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,274 sqft Living Area |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 15,494 sqft (0.356 acres) |
| Parking Spaces | 1 Parking Space |
| Street Address | 23 MARY LN |
|---|---|
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 109XIRR 3.5LT |
| Legal Subdivision | ALRON CONSTRUCTION CO INC |
| Legal Block | 166 |
| Legal Lot Number | 8 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 56200 |
23 Mary Ln is owned and occupied by an individual who bought it in September 2018.
Source: Bergen County and Waldwick Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23 MARY LN, WALDWICK, NJ 07463-1010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Sep 12, 2018 | Deed with Mortgage, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2018 · Amount on File |
| Deed Sale | Sep 12, 2018 · Amount on File |
| Deed Document Number | 201818-064858 |
| Deed Book / Page | 3050 / 218 |
| Prior Transfer Date | Aug 23, 2018 |
| Prior Transfer Doc | 0030500218 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 23 MARY LN, WALDWICK, NJ 07463-1010 |
| Document Number | 0036051745 |
| Instrument Date | May 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 23 MARY LN WALDWICK NJ 074631010, WALDWICK, NJ 07463-1010 |
| Document Number | 0036051745 |
|---|---|
| Date | May 22, 2020 |
| Book Page | 003605/001745 |
| Instrument | 20051637 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 21, 2050 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 12, 2018 |
| Property Address | 23 MARY LN, WALDWICK, NJ 07463-1010 |
| Document Number | 0030500218 |
| Book / Page | 003050 / 000218 |
| Instrument Date | Aug 23, 2018 |
| Instrument | 64858 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | BUILDERS TITLE AGENCY INC, BUILDERS TITLE AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 MARY LN WALDWICK NJ 074631010, WALDWICK, NJ 07463-1010 |
| Document Number | 30500226 |
|---|---|
| Date | Sep 12, 2018 |
| Book Page | 003050/000226 |
| Instrument | 64858 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 11, 2048 |
The 2025 property tax bill for 23 Mary Ln was $14,330, up 3.7% from the year before.
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $624,400 (-) Land $394,800 Building $229,600 | $624,400 (-) Land $394,800 Building $229,600 | |
| 2025 | $14,330.00 (+3.66%) | $624,400 Land $394,800 Building $229,600 | $624,400 Land $394,800 Building $229,600 |
| 2024 | $13,824.00 | ||
| 2023 | $502,200 Land $337,600 Building $164,600 | $502,200 Land $337,600 Building $164,600 | |
| 2022 | $14,302.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Mary Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Mary Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures