Essex County and Topsfield Town property record for 23 Main St, Topsfield, MA 01983
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 4 bd · 2 ba · 2,006 sqft · built 1871 |
| Lot Size | 0.472 acres (20,582 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Jun 2024) |
| Tax Bill | $9,701 (2024) |
| Deeds & Mortgages | Mar 2022 Line of Credit Mar 2023 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | TOPS M:0041 B:0036 L |
| Primary APN | TOPS M:0041 B:0036 L |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,006 sqft Living Area |
| Gross Area | 3,920 sqft |
| Basement Area | 912 sqft |
| Unfinished Basement | 912 sqft |
| Year Built | Built 1871 |
|---|---|
| Effective Year Built | Effective 1871 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,582 sqft (0.472 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1463 |
|---|---|
| Street Address | 23 MAIN ST |
| City | TOPSFIELD |
| State | MA |
| Zip | 01983-1805 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | BV |
| Legal Block | 36 |
| Jurisdiction | TOPSFIELD MA |
| Township / Civil Division | TOPSFIELD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 214100 |
Source: Essex County and Topsfield Town records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7 ARBELLA ST, B, MANCHESTER, MA 01944-1113 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Mar 21, 2022 | Deed of Trust, Mortgage · Line of Credit INSTITUTION FOR SAVINGS NEWBURYPORT |
| Mar 31, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU |
| Mar 11, 2024 | Quit Claim Deed, Transfer |
| Dec 27, 2023 | Quit Claim Deed, Transfer |
| Dec 27, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC |
| Oct 31, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CHESAPEAKE CAPITAL MG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2024 · Amount on Record |
| Deed Sale | Jun 21, 2024 · Amount on Record |
| Prior Sale | Mar 11, 2024 · Amount on Record |
| Prior Transfer Date | Oct 31, 2022 |
| Prior Transfer Doc | 0041277-37 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Property Address | 23 MAIN ST, TOPSFIELD, MA 01983-1805 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Name | Verified Name |
|---|
| Document Number | 040804-368 |
|---|---|
| Date | Mar 21, 2022 |
| Book Page | 40804/368 |
| Instrument | 20220321002580 |
| Name | INSTITUTION FOR SAVINGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Property Address | 23 MAIN ST, TOPSFIELD, MA 01983-1805 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0041502-12 |
|---|---|
| Date | Mar 31, 2023 |
| Book Page | 41502/12 |
| Instrument | 20230331004810 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2033 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Recording Date | Mar 11, 2024 |
| Property Address | 23 MAIN ST, TOPSFIELD, MA 01983-1805 |
| Document Number | 042018-536 |
| Book / Page | 42018 / 536 |
| Instrument Date | Mar 7, 2024 |
| Instrument | 20240311001760 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 MAIN ST # 3, 3, TOPSFIELD, MA 01983-1805 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Recording Date | Dec 27, 2023 |
| Property Address | 23 MAIN ST, TOPSFIELD, MA 01983-1805 |
| Document Number | 041926-390 |
| Book / Page | 41926 / 390 |
| Instrument Date | Dec 27, 2023 |
| Instrument | 20231227002130 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 MAIN ST, TOPSFIELD, MA 01983-1805 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Recording Date | Dec 27, 2023 |
| Property Address | 23 MAIN ST, TOPSFIELD, MA 01983-1805 |
| Document Number | 041926-440 |
| Book / Page | 41926 / 440 |
| Instrument Date | Feb 26, 2023 |
| Instrument | 20231227002270 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 23 MAIN ST # 1, 1, TOPSFIELD, MA 01983-1805 |
| Document Number | 231227002280 |
|---|---|
| Date | Dec 27, 2023 |
| Instrument | 231227002280 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Recording Date | Oct 31, 2022 |
| Property Address | 23 MAIN ST, TOPSFIELD, MA 01983-1805 |
| Document Number | 0041277-37 |
| Book / Page | 41277 / 37 |
| Instrument Date | Oct 31, 2022 |
| Instrument | 20221031003800 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 234, CHESTER, NH 03036-0234 |
| Document Number | 221031003810 |
|---|---|
| Date | Oct 31, 2022 |
| Instrument | 221031003810 |
| Name | CHESAPEAKE CAPITAL MG |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Topsfield Town |
| Secondary School District | Masconomet School District (07 - 12) |
| Elementary School District | Topsfield School District (PK - 06) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2024 | $9,701.00 (+8.46%) | $660,400 (+12.24%) Land $332,200 Building $328,200 |
| 2023 | $8,944.00 | $588,400 Land $321,100 Building $267,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 10 (1978–2010) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOPSFIELD WATER DEPARTMENT serves 5,435 people · EPA ID MA3298000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures