Bedford County property record for 23 Main St E, Wartrace, TN 37183
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 0.5 ba · 1,804 sqft · built 1900 |
| Lot Size | 0.065 acres (2,816 sqft) |
| Owner | Company Name on File |
| Last Sale | $65,324 (Apr 2022) |
| Deeds & Mortgages | Aug 2026 Mortgage Apr 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 002071E D 00600 |
| Primary APN | 002071E D 00600 |
|---|---|
| Alternative APN |
|
| Full Baths | 0.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,804 sqft Total Area |
| Flooring | Softwood |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Brick |
| Roof Type | Wood Truss |
| Roof Material | Metal |
| Lot Area | 2,816 sqft (0.065 acres) |
| Lot Dimensions | 128 ft deep x 22 ft wide |
| Porch | Slab |
| Porch Area | 220 sqft |
| Cooling System | None |
|---|---|
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 23 MAIN ST E |
|---|---|
| City | WARTRACE |
| State | TN |
| Zip | 37183-2161 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | DISTRICT: 03, COUNTY AREA: N01 |
| Jurisdiction | BEDFORD TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 950700 |
Source: Bedford County assessment roll, APN 002071E D 00600, as of December 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 129 MCKINLEY ST, WARTRACE, TN 37183-2318 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 03, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK/NE |
| Apr 13, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK OF TENNESSEE |
| Apr 04, 2022 | Warranty Deed, Transfer · Line of Credit FIRST COMMUNITY BANK OF TENNESSEE |
| Mar 12, 2021 | Intrafamily Transfer, Transfer · Commercial Mortgage THE FIRST COMMUNITY BANK OF TENNESS |
| Apr 27, 2018 | Deed of Trust, Mortgage FIRST CMNTY BK |
| Nov 22, 2017 | Warranty Deed, Transfer · Conventional with PMI JAMES T DAVIS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 04, 2022 · Amount on Record |
| Deed Sale | Apr 04, 2022 · Amount on Record |
| Prior Sale | Apr 08, 1978 |
| Deed Document Number | 20222900 |
| Deed Book / Page | 372 / 805 |
| Prior Transfer Date | Mar 11, 2021 |
| Prior Transfer Doc | D2113 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD TN |
| Recording Date | Aug 03, 2026 |
| Property Address | 23 MAIN ST E, WARTRACE, TN 37183-2161 |
| Document Number | 0000005635 |
| Book / Page | 1201 / 151 |
| Instrument Date | Aug 03, 2026 |
| Instrument | 20265635 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000005635, |
|---|---|
| Date | Aug 03, 2026 |
| Book Page | 1201/151 |
| Instrument | 20265635 |
| Name | FIRST COMMUNITY BANK/NE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD TN |
| Property Address | 23 MAIN ST E, WARTRACE, TN 37183-2161 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0TD1082862 |
|---|---|
| Date | Apr 13, 2023 |
| Book Page | TD1082/862 |
| Instrument | 23002502 |
| Name | FIRST COMMUNITY BANK OF TENNESSEE |
|---|---|
| Type | Bank |
| Address | SHELBYVILLE, TN 37160 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD TN |
| Recording Date | Apr 04, 2022 |
| Property Address | 23 MAIN ST E, WARTRACE, TN 37183-2161 |
| Document Number | 000D372805 |
| Book / Page | D372 / 805 |
| Instrument Date | Apr 01, 2022 |
| Instrument | 22002900 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $241.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 129 MCKINLEY ST, WARTRACE, TN 37183-2318 |
| Document Number | 0022002901 |
|---|---|
| Date | Apr 04, 2022 |
| Instrument | 22002901 |
| Name | FIRST COMMUNITY BANK OF TENNESSEE |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BEDFORD TN |
| Recording Date | Mar 12, 2021 |
| Property Address | 23 MAIN ST E, WARTRACE, TN 37183-2161 |
| Document Number | 000D363426 |
| Book / Page | D363 / 426 |
| Instrument Date | Mar 11, 2021 |
| Instrument | 21002113 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 VINE ST S, WARTRACE, TN 37183-2336 |
| Document Number | 0021002114 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 21002114 |
| Name | THE FIRST COMMUNITY BANK OF TENNESS |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD TN |
| Property Address | 23 MAIN ST E, WARTRACE, TN 37183-2161 |
| Document Number | D2761 |
| Instrument Date | Apr 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | D2761 |
|---|---|
| Date | Apr 27, 2018 |
| Book Page | 000903/000951 |
| Instrument | 2761 |
| Name | FIRST CMNTY BK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD TN |
| Recording Date | Nov 22, 2017 |
| Property Address | 23 MAIN ST E, WARTRACE, TN 37183-2161 |
| Document Number | D7256 |
| Book / Page | 000341 / 000127 |
| Instrument Date | Nov 15, 2017 |
| Instrument | 7256 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $166.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 115 COLLEGE ST WARTRACE TN 371832304, WARTRACE, TN 37183-2304 |
| Document Number | D7257 |
|---|---|
| Date | Nov 22, 2017 |
| Book Page | 000893/000591 |
| Instrument | 7257 |
| Name | JAMES T DAVIS |
|---|---|
| Special Notes | Seller Financed |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Nov 21, 2019 |
Source: Bedford County assessment roll as of December 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Bedford County |
| Municipality | Wartrace Town |
| Unified School District | Bedford County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $27,240 (-) Land $8,400 Building $18,840 | |
| 2023 | $27,240 Land $8,400 Building $18,840 | |
| 2021 | $68,100 Land $21,000 Building $47,100 |
Source: FEMA National Flood Hazard Layer, Bedford County (47003C), as of August 2, 2007 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Wartrace Historic District listed 1991 · 146 contributing resources · NRIS 91000914 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, 167 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system TN0000730, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WARTRACE WATER SYSTEM serves 3,576 people |
|---|---|
| Water Source | Purchased surface water from TULLAHOMA UTILITIES AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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