Santa Clara County property record for 23 Lusitano Way, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,028 sqft · built 2015 |
| Lot Size | 0.061 acres (2,695 sqft) |
| Owner | Individual Name on File |
| Last Sale | $720,000 (Aug 2020) |
| Tax Bill | $9,638 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone AH (high risk) |
| APN | 808-49-014 |
| Primary APN | 808-49-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,028 sqft Living Area |
| 1st Floor Area | 855 sqft |
| 2nd Floor Area | 1,173 sqft |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 2,695 sqft (0.061 acres) |
| Garage Area | 427 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|
| Street Address | 23 LUSITANO WAY |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-8509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-20A |
| Legal Description | TR 10184 LOT 41 |
| Legal Tract | 10184 |
| Legal Lot Number | 41 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 512509 |
Source: Santa Clara County records · APN 808-49-014
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23 LUSITANO WAY, GILROY, CA 95020-8509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK |
| Oct 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 13, 2020 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Jun 12, 2017 | Grant Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 13, 2020 · Amount on Record |
| Deed Sale | Aug 13, 2020 · Amount on Record |
| Prior Sale | Jun 12, 2017 · Amount on Record |
| Deed Document Number | 24574216 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 23 LUSITANO WAY, GILROY, CA 95020-8509 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 23 LUSITANO WAY, GILROY, CA 95020-8509 |
| Document Number | 0024859223 |
|---|---|
| Date | Mar 04, 2021 |
| Instrument | 24859223 |
| Name | ONE AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 23 LUSITANO WAY, GILROY, CA 95020-8509 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0024316783 |
|---|---|
| Date | Oct 30, 2019 |
| Instrument | 24316783 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2034 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Aug 13, 2020 |
| Property Address | 23 LUSITANO WAY, GILROY, CA 95020-8509 |
| Document Number | 0024574216 |
| Instrument Date | Aug 04, 2020 |
| Instrument | 24574216 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $792.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 LUSITANO WAY GILROY CA 950208509, GILROY, CA 95020-8509 |
| Document Number | 24574217 |
|---|---|
| Date | Aug 13, 2020 |
| Instrument | 24574217 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 12, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Jun 12, 2017 |
| Property Address | 23 LUSITANO WAY, GILROY, CA 95020-8509 |
| Document Number | 0023671810 |
| Map Reference | MAP866 PG24-33 |
| Instrument Date | Jun 12, 2017 |
| Instrument | 23671810 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2021 |
| Title Company | WFG |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 23 LUSITANO WAY, GILROY, CA 95020-8509 |
| Document Number | 0023671811 |
|---|---|
| Date | Jun 12, 2017 |
| Instrument | 23671811 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,638.00 (+2.19%) | $779,348 (+4.04%) Land $506,577 Building $272,771 |
| 2023 | $9,431.00 (+1.66%) | $749,087 Land $486,907 Building $262,180 |
| 2022 | $9,277.00 |
Source: FEMA National Flood Hazard Layer as of January 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 195.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 8 (1986) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Feb 1986 · Severe Storms & Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: California Internet, Frontier, Verizon.
Based on FCC filings for 477 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF GILROY serves 59,426 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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