23 Luray Dr, Monroe, LA 71203 Property Records

Ouachita Parish property record for 23 Luray Dr, Monroe, LA 71203

Property Summary

Property Type	Commercial
Details	3 bd · 2 ba · 2,131 sqft · built 1973
Lot Size	0.357 acres (15,551 sqft)
Owner	2 Individual Names on File
Last Sale	$149,000 (Oct 2025)
Tax Bill	$1,530 (2025)
Deeds & Mortgages	Jan 2006 Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`11220`

Property Details

APN / Parcel Number

Primary APN	`11220`
Alternative APN	`208562`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,131 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick
Lot Area	15,551 sqft (0.357 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	23 LURAY DR
City	MONROE
State	LA
Zip	71203-6602
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 10 UNIT 1 SHENANDOAH ESTATES
Legal Range	04
Legal Township	18
Legal Section	13
Legal Subdivision	SHENANDOAH ESTATES SUBD
Legal Lot Number	10
Legal Unit	1
Jurisdiction	OUACHITA LA
Township / Civil Division	E
Census Block Group	1
Census Block	1017
Census Tract	10101

Owner

23 Luray Dr, a commercial property, is owned by two individuals who bought it in October 2025.

Source: Ouachita Parish records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23 LURAY DR, 1, MONROE, LA 71203-6602
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2006	Deed of Trust, Mortgage · ARM WELLS FARGO FINANCIAL LOUISIANA INC
Oct 22, 2025	Cash Sale Deed, Transfer · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC
May 24, 2010	Cash Sale Deed, Transfer · FHA Mortgage CROSS KEYS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2025 · Amount on File
Deed Sale	Oct 22, 2025 · Amount on File
Prior Sale	May 24, 2010 · Amount on File
Deed Document Number	20251926799
Record Updated	Oct 29, 2026

January 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	23 LURAY DR, MONROE, LA 71203-6602
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002413/177
Date	Jan 24, 2006
Book Page	2413/177
Instrument	1451223

Lender

Name	WELLS FARGO FINANCIAL LOUISIANA INC
Address	WEST MONROE, LA 71291

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2036

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Index	Prime Rate
Max Rate	6%

October 2025: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	OUACHITA LA
Recording Date	Oct 22, 2025
Property Address	23 LURAY DR, MONROE, LA 71203-6602
Document Number	0001926799
Instrument Date	Oct 20, 2025
Instrument	1926799
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 LURAY DR, MONROE, LA 71203-6602

Mortgage

Document Number	0001926800
Date	Oct 22, 2025
Instrument	1926800

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

May 2010: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	OUACHITA LA
Recording Date	May 24, 2010
Property Address	23 LURAY DR, MONROE, LA 71203-6602
Document Number	002212/438
Book / Page	2212 / 438
Map Reference	MB13 PG79
Instrument Date	May 21, 2010
Instrument	1559303
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	513 CIR DR, MARY ESTHER, FL 32569

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 LURAY DR, MONROE, LA 71203-6602
Investor	Possibly a Property Investor

Mortgage

Document Number	002860/140
Date	May 24, 2010
Book Page	2860/140
Instrument	1559304

Lender

Name	CROSS KEYS BANK
Type	Bank
Address	MONROE, LA 71201

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 23 Luray Dr was $1,530, down 0.7% from the year before.

Source: Ouachita Parish assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Ouachita Parish
Unified School District	Ouachita Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,530.00 (-0.71%)	$2,264 (-87.73%) Land $2,200 Building $64	$22,641 (-87.72%) Land $22,000 Building $641
2024	$1,541.00 (+57.57%)	$18,444 (+26.95%) Land $2,200 Building $16,244	$184,441 (+26.96%) Land $22,000 Building $162,441
2023	$978.00 (+1.77%)	$14,528 (-) Land $2,200 Building $12,328	$145,279 (-) Land $22,000 Building $123,279
2022	$961.00	$14,528 Land $2,200 Building $12,328	$145,279 Land $22,000 Building $123,279

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 23 Luray Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	8 (1991–2018)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Mar 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2016 · 4 claims Severe Storms, Tornadoes & Flooding, May 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Luray Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOWC EAST WATER SYSTEM private · serves 11,742 people · EPA ID LA1073121
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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