23 Luke St, Nashua, NH 03063 Property Records

Hillsborough County and Nashua City property record for 23 Luke St, Nashua, NH 03063

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,253 sqft · built 1960
Lot Size	0.271 acres (11,787 sqft)
Owner	2 Trust Names on File
Last Sale	$103,100 (Oct 1985)
Tax Bill	$7,373 (2025)
Deeds & Mortgages	Jul 2026 Transfer Jun 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NASH M:138 L:00110`

Property Details

APN / Parcel Number

Primary APN	`NASH M:138 L:00110`
Alternative APN	`32824`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,253 sqft Living Area
Gross Area	2,616 sqft
Basement Area	432 sqft
Unfinished Basement	432 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1974
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,787 sqft (0.271 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	32824
Street Address	23 LUKE ST
City	NASHUA
State	NH
Zip	03063-3112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9
Legal Lot Number	110
Jurisdiction	NASHUA CITY NH
Township / Civil Division	NASHUA
Census Block Group	2
Census Block	2007
Census Tract	10302

Owner

23 Luke St is owner-occupied and held in a trust since July 2026.

Source: Hillsborough County and Nashua City records, as of August 5, 2026

Owner of Record	2 Trust Names on File
Mailing Address	23 LUKE ST, NASHUA, NH 03063-3112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Quit Claim Deed, Transfer Quitclaim
Jun 18, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 26, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 21, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 1985 · Amount on File
Deed Sale	Oct 11, 1985 · Amount on File
Deed Book / Page	3394 / 901
Last Transfer Date	Jul 10, 2026
Transfer Doc	0000027091
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NASHUA CITY NH
Recording Date	Jul 15, 2026
Property Address	23 LUKE ST, NASHUA, NH 03063-3112
Document Number	0000027091
Book / Page	9970 / 520
Instrument Date	Jul 10, 2026
Instrument	202627091
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 LUKE ST, NASHUA, NH 03063-3112

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASHUA CITY NH
Property Address	23 LUKE ST, NASHUA, NH 03063-3112
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09484-2898
Date	Jun 18, 2021
Book Page	9484/2898
Instrument	210041574

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2046

Interest

Rate Type	Adjustable Rate

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASHUA CITY NH
Property Address	23 LUKE ST, NASHUA, NH 03063-3112
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009764-357
Date	Mar 26, 2024
Book Page	9764/357
Instrument	240008443

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASHUA CITY NH
Property Address	23 LUKE ST, NASHUA, NH 03063-3112
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009899-485
Date	Oct 21, 2025
Book Page	9899/485
Instrument	250039154

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 23 Luke St was $7,373, up 5.8% from the year before.

Source: Hillsborough County and Nashua City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Hillsborough County
Municipality	Nashua City
Unified School District	Nashua School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,373.00 (+5.84%)	$438,100 (-) Land $164,200 Building $273,900
2024	$6,966.00 (+6.11%)	$438,100 (+21.66%) Land $164,200 Building $273,900
2023	$6,565.00 (+0.89%)	$360,100 (-) Land $131,400 Building $228,700	$414,580
2022	$6,507.00	$360,100 Land $131,400 Building $228,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Luke St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	47 units insured incl. 36 condo units
Nearby Flood Claims	6 (1987)
Most Recent Claim	Apr 1987 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Apr 1987 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Luke St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENNICHUCK WATER WORKS private · serves 88,853 people · EPA ID NH1621010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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