Warren County property record for 23 Lucern Woods Dr, Innsbrook, MO 63390
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,256 sqft · built 1972 |
| Lot Size | 4.88 acres (212,573 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $446,880 (Dec 2024) |
| Tax Bill | $1,546 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Nov 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-06.0-0-02-017.000.000 |
| Primary APN | 11-06.0-0-02-017.000.000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,256 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 212,573 sqft (4.88 acres) |
| Porch | Slab |
| Porch Area | 144 sqft |
| Deck Area | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 23 LUCERN WOODS DR |
|---|---|
| City | INNSBROOK |
| State | MO |
| Zip | 63390 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 23, INNSBROOK PLAT 1 |
| Legal Range | 01W |
| Legal Township | 46N |
| Legal Section | 06 |
| Legal Subdivision | INNSBROOK |
| Legal Lot Number | 23 |
| Jurisdiction | WARREN MO |
| Township / Civil Division | HICKORY GROVE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 820201 |
23 Lucern Woods Dr is owned by two individuals who bought it in December 2024.
Source: Warren County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3831 MARCIA DR, SAINT CHARLES, MO 63304-7053 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 26, 2018 | Deed of Trust, Mortgage · ARM BANK OF AMERICA NA |
| Nov 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MUTUAL OF OMAHA MORTGAGE |
| Nov 22, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2024 · Amount on File |
| Deed Sale | Dec 19, 2024 · Amount on File |
| Prior Sale | Nov 22, 2019 · Amount on File |
| Deed Document Number | 20246711 |
| Prior Transfer Date | Jan 12, 2015 |
| Prior Transfer Doc | 0201500320 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 23 LUCERN WOODS DR, INNSBROOK, MO 63390 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0201802347 |
|---|---|
| Date | Apr 26, 2018 |
| Instrument | 201802347 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | May 1, 2025 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 23 LUCERN WOODS DR, INNSBROOK, MO 63390 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0202008702 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 202008702 |
| Name | MUTUAL OF OMAHA MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN MO |
| Recording Date | Nov 22, 2019 |
| Property Address | 23 LUCERN WOODS DR, INNSBROOK, MO 63390 |
| Document Number | 0201907346 |
| Instrument Date | Nov 19, 2019 |
| Instrument | 201907346 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7213 FIELD AVE, SAINT LOUIS, MO 63116-4053 |
| Document Number | 0201907347 |
|---|---|
| Date | Nov 22, 2019 |
| Instrument | 201907347 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
The 2025 property tax bill for 23 Lucern Woods Dr was $1,546.
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Warren County |
| Municipality | Innsbrook Village |
| Unified School District | Wright City R-II of Warren County (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,546.00 | $24,202 (+13%) Land $5,008 Building $19,194 | $127,380 Land $26,360 Building $101,020 |
| 2024 | $1,546.00 (+15.03%) | $21,418 (-) Land $4,432 Building $16,986 | |
| 2023 | $1,344.00 (+7.95%) | $21,418 (+8%) Land $4,432 Building $16,986 | $112,730 Land $23,328 Building $89,402 |
| 2022 | $1,245.00 | $19,832 Land $4,104 Building $15,728 | |
| 2021 | $104,380 Land $21,600 Building $82,780 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 23 Lucern Woods Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Lucern Woods Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 WARREN serves 1,192 people · EPA ID MO6024629 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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