23 Lower Main St, Matawan, NJ 07747 Property Records

Monmouth County and Aberdeen Township property record for 23 Lower Main St, Matawan, NJ 07747

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 3,144 sqft · built 1909
Lot Size	0.151 acres (6,573 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (May 2021)
Tax Bill	$12,188 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-00273-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`01-00273-0000-00007`
Alternative APN	`010027300007`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	3,144 sqft Living Area
1st Floor Area	1,580 sqft
Upper Floors Area	1,620 sqft
Basement Area	784 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Other
Lot Area	6,573 sqft (0.151 acres)
Lot Dimensions	263 ft deep x 25 ft wide
Porch	Open Porch
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	23 LOWER MAIN ST
City	MATAWAN
State	NJ
Zip	07747-1017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF0
Legal Subdivision	TOWNSHIP/ABERDEEN
Legal Block	273
Legal Lot Number	7
Jurisdiction	MONMOUTH NJ
Township / Civil Division	ABERDEEN
Census Block Group	3
Census Block	3018
Census Tract	802700

Owner

23 Lower Main St is owned by an individual who bought it in May 2021.

Source: Monmouth County and Aberdeen Township records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	80 LAUREL AVE, NEPTUNE, NJ 07753-6469
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · Commercial Mortgage LOAN FUNDER LLC SERIES 20329
Jun 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage ARC HOME LLC
Jun 22, 2022	Deed, Transfer ALL POINTS TITLE AGENCY LLC, RALLY POINT TITLE AGENCY LLC
May 27, 2021	Deed, Transfer · Commercial Mortgage LOAN FUNDER LLC SERIES 20334

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2021 · Amount on File
Deed Sale	May 27, 2021 · Amount on File
Prior Sale	Jul 7, 2010 · Amount on File
Deed Document Number	202185467
Deed Book / Page	9515 / 3670
Prior Transfer Date	Aug 27, 2009
Prior Transfer Doc	0087950355
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	23 LOWER MAIN ST, MATAWAN, NJ 07747-1017
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 LAUREL AVE, NEPTUNE CITY, NJ 07753-6469

Mortgage

Document Number	0095153764
Date	May 27, 2021
Book Page	9515/3764
Instrument	2021085469

Lender

Name	LOAN FUNDER LLC SERIES 20329
Type	Non-Lending Institution
Address	NEW YORK, NY 10022

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	23 LOWER MAIN ST, MATAWAN, NJ 07747-1017
Transaction Type	Mortgage
Record Updated	Jul 29, 2022
Title Company	RALLY POINT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096013744
Date	Jun 22, 2022
Book Page	9601/3744
Instrument	2022065023

Lender

Name	ARC HOME LLC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 22, 2022
Property Address	23 LOWER MAIN ST, MATAWAN, NJ 07747-1017
Document Number	0096013707
Book / Page	9601 / 3707
Instrument Date	Jun 3, 2022
Instrument	2022065022
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ALL POINTS TITLE AGENCY LLC, RALLY POINT TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	80 LAUREL AVE, 80, NEPTUNE CITY, NJ 07753-6469

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 LAUREL AVE, NEPTUNE, NJ 07753-6469

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 27, 2021
Property Address	23 LOWER MAIN ST, MATAWAN, NJ 07747-1017
Document Number	0095153670
Book / Page	9515 / 3670
Instrument Date	Apr 5, 2021
Instrument	2021085467
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	ALL AHEAD TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,503.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 LOWER MAIN ST, 23, ABERDEEN, NJ 07747-1017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 LOWER MAIN ST, ABERDEEN, NJ 07747-1017

Mortgage

Document Number	0095153691
Date	May 27, 2021
Book Page	9515/3691
Instrument	2021085468

Lender

Name	LOAN FUNDER LLC SERIES 20334
Type	Non-Lending Institution
Address	NEW YORK, NY 10022

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	11 Months
Due	Apr 23, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 23 Lower Main St was $12,188, up 7.1% from the year before.

Source: Monmouth County and Aberdeen Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Aberdeen Township
Unified School District	Matawan-Aberdeen Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$647,900 (+3.71%) Land $271,700 Building $376,200	$647,900 (+3.71%) Land $271,700 Building $376,200
2025	$12,188.00 (+7.1%)	$624,700 Land $251,900 Building $372,800	$624,700 Land $251,900 Building $372,800
2024	$11,380.00
2023		$477,400 Land $139,900 Building $337,500	$477,400 Land $139,900 Building $337,500
2022	$10,406.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Lower Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Lower Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ABERDEEN- HIGH SCHOOL/OAKSHADE AREA serves 2,123 people · EPA ID NJ1330003
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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