23 Lower Cross, Shoreham, NY 11786 Property Records

Suffolk County and Brookhaven Town property record for 23 Lower Cross, Shoreham, NY 11786 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,616 sqft · built 1972
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$336,500 (Dec 2015)
Tax Bill	$12,259 (2024)
Deeds & Mortgages	Mar 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`0200-079.00-01.00-025.000`

Property Details

APN / Parcel Number

Primary APN	`0200-079.00-01.00-025.000`
Alternative APNs	`472289 079.00-01-025.000` `228907900000010250000000` `00001914450` `0001914450` `1914450`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,616 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	16,553 sqft (0.38 acres)
View / Lot	Waterfront
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	1914450
Street Address	23 LOWER CROSS
City	SHOREHAM
State	NY
Zip	11786-1438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHOREHAM BEACH 1525 SEC 1 25
Legal Subdivision	SHOREHAM BEACH
Legal Block	9000
Legal Lot Number	100
Jurisdiction	SUFFOLK NY
Township / Civil Division	BROOKHAVEN
Census Block Group	2
Census Block	2029
Census Tract	158402

Owner

Source: Suffolk County and Brookhaven Town records · APN 0200-079.00-01.00-025.000

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	23 LOWER CROSS, SHOREHAM, NY 11786-1438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 04, 2015 · Amount on Record
Deed Sale	Dec 04, 2015 · Amount on Record
Deed Book / Page	12843 / 372
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	23 LOWER CROSS, SHOREHAM, NY 11786-1438
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0232450187
Date	Mar 11, 2021
Book Page	23245/187
Instrument	DL060711

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Suffolk County and Brookhaven Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Brookhaven Town
Unified School District	Shoreham-Wading River Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,875 (-5.12%) Land $400 Building $2,475	$598,958 (+10,574.71%) Land $75,472 Building $466,981
2024	$12,259.00
2023		$3,030 Land $400 Building $2,630	$5,611 Land $741 Building $4,870

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.