San Joaquin County property record for 23 Lowe St, Lodi, CA 95240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 896 sqft · built 1954 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Jul 2026) |
| Tax Bill | $3,108 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jan 2023 Mortgage + 6 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 062-041-050-000 |
| Primary APN | 062-041-050-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 896 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 2,500 sqft (0.057 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | None |
|---|
| Old Parcel Number | 062-041-05 |
|---|---|
| Street Address | 23 LOWE ST |
| City | LODI |
| State | CA |
| Zip | 95240-6219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REDRAW 831125 FR ORIG APN 057141053 |
| Legal Subdivision | LOWES VILLAGE |
| Legal Block | 2 |
| Legal Lot Number | 39 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 4308 |
Source: San Joaquin County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23 LOWE ST, LODI, CA 95240-6219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 22, 2026 | Grant Deed, Transfer · Conventional Mortgage CHOICE LENDING |
| Jan 18, 2023 | Intrafamily Transfer, Transfer · Commercial Mortgage BANK OF STOCKTON |
| Jan 18, 2023 | Grant Deed, Transfer WFG NATIONAL TITLE INS CO |
| Sep 23, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP |
| Sep 23, 2021 | Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY |
| Mar 6, 2019 | Quit Claim Deed, Transfer · Conventional with PMI BANK OF STOCKTON |
| Aug 31, 2018 | Grant Deed, Transfer OLD REPUBLIC TITLE |
| May 24, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage FINANCIAL ENTS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2026 · Amount on Record |
| Deed Sale | Jul 22, 2026 · Amount on Record |
| Prior Sale | Jan 18, 2023 · Amount on Record |
| Deed Document Number | 202666379 |
| Prior Transfer Date | Jan 1, 2023 |
| Prior Transfer Doc | 0000004192 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 22, 2026 |
| Property Address | 23 LOWE ST, LODI, CA 95240-6219 |
| Document Number | 0000066379 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 202666379 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2026 |
| Title Company | WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $36,107.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 LOWE ST, LODI, CA 95240-6219 |
| Document Number | 0000066380, |
|---|---|
| Date | Jul 22, 2026 |
| Instrument | 202666380 |
| Name | CHOICE LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jan 18, 2023 |
| Property Address | 23 LOWE ST, LODI, CA 95240-6219 |
| Document Number | 0000004192 |
| Map Reference | VOL 13 PG 131 |
| Instrument Date | Jan 1, 2023 |
| Instrument | 2023-004192 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Title Company | WFG NATIONAL TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3334 COVE CIR, STOCKTON, CA 95204-3861 |
| Document Number | 0000004193 |
|---|---|
| Date | Jan 18, 2023 |
| Instrument | 2023-004193 |
| Name | BANK OF STOCKTON |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jan 18, 2023 |
| Property Address | 23 LOWE ST, LODI, CA 95240-6219 |
| Document Number | 0000004191 |
| Map Reference | VOL 13 PG 131 |
| Instrument Date | Dec 30, 2022 |
| Instrument | 2023-004191 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Title Company | WFG NATIONAL TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3334 COVE CIR, STOCKTON, CA 95204-3861 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 23, 2021 |
| Property Address | 23 LOWE ST, LODI, CA 95240-6219 |
| Document Number | 0000160191 |
| Map Reference | VOL 13 PG 131 |
| Instrument Date | Sep 22, 2021 |
| Instrument | 2021-160191 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4554 HILDRETH LN, STOCKTON, CA 95212-1407 |
| Document Number | 0000160192 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 2021-160192 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 23, 2021 |
| Property Address | 23 LOWE ST, LODI, CA 95240-6219 |
| Document Number | 0000160559 |
| Map Reference | VOL 13 PG 131 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 2021-160559 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 4554 HILDRETH LN, STOCKTON, CA 95212-1407 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Mar 6, 2019 |
| Property Address | 23 LOWE ST, LODI, CA 95240-6219 |
| Document Number | 0000022547 |
| Instrument Date | Mar 1, 2019 |
| Instrument | 22547 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 65 W CLEVELAND ST #2 STOCKTON CA 95204, 2, STOCKTON, CA 95204 |
| Document Number | 22548 |
|---|---|
| Date | Mar 6, 2019 |
| Instrument | 22548 |
| Name | BANK OF STOCKTON |
|---|---|
| Type | Bank |
| Address | STOCKTON, CA 95201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Aug 31, 2018 |
| Property Address | 23 LOWE ST, LODI, CA 95240-6219 |
| Document Number | 0000097803 |
| Instrument Date | Aug 27, 2018 |
| Instrument | 97803 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $165.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 165 W CLEVELAND ST #2 STOCKTON CA 952045340, 2, STOCKTON, CA 95204-5340 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | May 24, 2017 |
| Property Address | 23 LOWE ST, LODI, CA 95240-6219 |
| Document Number | 0000058691 |
| Instrument Date | May 18, 2017 |
| Instrument | 58691 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1313 W LOCKEFORD ST LODI CA 952422925, LODI, CA 95242-2925 |
| Document Number | 58692 |
|---|---|
| Date | May 24, 2017 |
| Instrument | 58692 |
| Name | FINANCIAL ENTS |
|---|---|
| Type | Funding / Finance Company |
| Address | ACAMPO, CA 95220 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lodi City |
| Unified School District | Lodi Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,108.00 (+21.26%) | $286,110 (+21.29%) Land $83,232 Building $202,878 | |
| 2023 | $2,563.00 (+2.27%) | $235,883 Land $96,498 Building $139,385 | $244,260 |
| 2022 | $2,506.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LODI serves 67,093 people · EPA ID CA3910004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: AT&T, GeoLinks, Softcom Internet Communications, Verizon.
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