23 Lowe Cir, Framingham, MA 01701 Property Records

Middlesex County and Framingham City property record for 23 Lowe Cir, Framingham, MA 01701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,076 sqft · built 1971
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$730,000 (Jul 2019)
Tax Bill	$11,973 (2026)
Deeds & Mortgages	Feb 2022 Refinance Aug 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`39-95-0177`

Property Details

APN / Parcel Number

Primary APN	`39-95-0177`
Alternative APNs	`FRAM M:039 B:95 L:0177 U:000` `M:753.0 B:0001 L:0028.0` `F_679080_2945179` `17871`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,076 sqft Living Area
Gross Area	6,332 sqft
1st Floor Area	1,208 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1984
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	17871
Street Address	23 LOWE CIR
City	FRAMINGHAM
State	MA
Zip	01701-7632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	95
Legal Lot Number	177
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	4
Census Block	4003
Census Tract	383800

Owner

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 LOWE CIR, FRAMINGHAM, MA 01701-7632
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SANTANDER BANK NA
Aug 7, 2017	Deed of Trust, Mortgage · Line of Credit WATERTOWN SAVINGS BANK
May 9, 2018	Deed of Trust, Mortgage · Line of Credit WATERTOWN SAVINGS BANK
Jul 25, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SANTANDER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2019 · Amount on Record
Deed Sale	Jul 25, 2019 · Amount on Record
Prior Sale	Dec 22, 2015 · Amount on Record
Deed Book / Page	72985 / 119
Prior Transfer Date	Jun 12, 2019
Prior Transfer Doc	72985-119
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	23 LOWE CIR, FRAMINGHAM, MA 01701-7632
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	079658-295
Date	Feb 8, 2022
Book Page	79658/295
Instrument	21175

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	23 LOWE CIR, FRAMINGHAM, MA 01701-7632
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69732-341
Date	Aug 7, 2017
Book Page	69732/341
Instrument	125423

Lender

Name	WATERTOWN SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	23 LOWE CIR, FRAMINGHAM, MA 01701-7632
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70982-473
Date	May 9, 2018
Book Page	70982/473
Instrument	64581

Lender

Name	WATERTOWN SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Jul 25, 2019
Property Address	23 LOWE CIR, FRAMINGHAM, MA 01701-7632
Document Number	72985-119
Book / Page	72985 / 119
Instrument Date	Jun 12, 2019
Instrument	106819
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 LOWE CIR, FRAMINGHAM, MA 01701-7632
Investor	Possibly a Property Investor

Mortgage

Document Number	106820
Date	Jul 25, 2019
Instrument	106820

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,973.00 (+5.33%)	$1,012,100 (+6.31%) Land $284,900 Building $634,300	$1,006,986 (+4.65%)
2025	$11,367.00 (+3.77%)	$952,000 (+8.29%) Land $271,300 Building $680,700	$962,255 (+2.05%)
2024	$10,954.00 (+6.49%)	$879,100 (+11.87%) Land $242,300 Building $636,800	$942,970
2023	$10,286.00	$785,800 Land $216,300 Building $569,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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