23 Loring St, Springfield, MA 01105 Property Records

Hampden County and Springfield City property record for 23 Loring St, Springfield, MA 01105

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,185 sqft · built 1990
Lot Size	0.113 acres (4,901 sqft)
Owner	Individual Name on Record
Last Sale	$174,500 (Jul 2018)
Tax Bill	$5,210 (2025)
Deeds & Mortgages	Apr 2022 Transfer Jun 2020 Refinance + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`SPRI S:07940 P:0035`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:07940 P:0035`
Alternative APN	`79400035`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,185 sqft Living Area
1st Floor Area	502 sqft
Basement Area	825 sqft
Unfinished Basement	825 sqft
Game Room	Game Room

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	4,901 sqft (0.113 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	79400035
Street Address	23 LORING ST
City	SPRINGFIELD
State	MA
Zip	01105-2432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3004
Census Tract	802000

Owner

Source: Hampden County and Springfield City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 LORING ST, SPRINGFIELD, MA 01105-2432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM CU
Jul 18, 2018	Quit Claim Deed, Transfer · Conventional with PMI NORWICH COM'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2018 · Amount on Record
Deed Sale	Jul 18, 2018 · Amount on Record
Deed Book / Page	22270 / 484
Last Transfer Date	Apr 22, 2022
Transfer Doc	024514-452
Record Updated	Sep 20, 2026

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 25, 2022
Property Address	23 LORING ST, SPRINGFIELD, MA 01105-2432
Document Number	024514-452
Book / Page	24514 / 452
Instrument Date	Apr 22, 2022
Instrument	24824
Transaction Type	Transfer
Record Updated	May 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 LORING ST, SPRINGFIELD, MA 01105-2432

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	23 LORING ST, SPRINGFIELD, MA 01105-2432
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23239-329
Date	Jun 2, 2020
Book Page	23239/329
Instrument	28016

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jul 18, 2018
Property Address	23 LORING ST, SPRINGFIELD, MA 01105-2432
Document Number	22270-484
Book / Page	022270 / 000484
Instrument Date	Jul 16, 2018
Instrument	41347
Transaction Type	Transfer
Record Updated	Aug 15, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$811.42
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	266 ESSEX ST HOLYOKE MA 010404222, HOLYOKE, MA 01040-4222

Mortgage

Document Number	22270-486
Date	Jul 18, 2018
Book Page	022270/000486
Instrument	41348

Lender

Name	NORWICH COM'L

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2048

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,210.00 (+14.15%)	$332,300 (+24.13%) Land $24,500 Building $307,800	$300,770 (+9.17%)
2024			$275,500
2023	$4,564.00	$267,700 Land $21,800 Building $245,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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