Henderson County property record for 23 Lofty Pine Ln, Mills River, NC 28759 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Architecture Style | Ranch |
| Year Built | Built 1997 |
| Square Footage | 1,854 sqft Heated Area |
| Lot Size | 24,394 sqft (0.56 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,171.00 (2025) |
| Primary APN | 9630125843 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Building Area | 1,854 sqft Heated Area |
| 1st Floor | 1,854 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 24,394 sqft (0.56 acres) |
| Deck Area | 16 sqft Deck |
| Porch Area | 84 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | 801888 |
|---|---|
| Street Address | 23 LOFTY PINE LN |
| City | MILLS RIVER |
| State | NC |
| Zip | 28759-5761 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OFF RAY HILL RD |
| Legal Subdivision | RAY HILL |
| Legal Block | 12 |
| Legal Lot Number | 5843 |
| Jurisdiction | HENDERSON NC |
| Minor Civil Division | MILLS RIVER |
| Census Blockgroup | 2 |
| Census Block | 2035 |
| Census Tract | 930702 |
Source: Henderson County records · APN 9630125843
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 LOFTY PINE LN, MILLS RIVER, NC 28759-5761 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 13, 2026 | Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Oct 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CHAMPION CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 23 LOFTY PINE LN, MILLS RIVER, NC 28759-5761 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Title Company | ALLEGIANT REVERSE SERVICES, ALLEGIANT REVERSE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 23 LOFTY PINE LN, MILLS RIVER, NC 28759-5761 |
| Document Number | 0043860628 |
|---|---|
| Date | Jan 13, 2026 |
| Book Page | 4386/628 |
| Instrument | 1001043120 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | 3131 CAMINO DEL RIO N STE 1100, SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 820 Months |
| Due | May 26, 2094 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 23 LOFTY PINE LN, MILLS RIVER, NC 28759-5761 |
| Document Number | 0034080483 |
| Instrument Date | Oct 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 23 LOFTY PINE LN MILLS RIVER NC 287595761, MILLS RIVER, NC 28759-5761 |
| Document Number | 0034080483 |
|---|---|
| Date | Nov 01, 2019 |
| Book Page | 003408/000483 |
| Instrument | 913943 |
| Name | CHAMPION CU |
|---|---|
| Type | Credit Union |
| Address | CANTON, NC 28716 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 31, 2049 |
Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Mills River Town |
| Unified School District | Henderson County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $271,900 (-) Land $46,000 Building $225,900 | ||
| 2025 | $1,171.00 | ||
| 2023 | $271,900 Land $46,000 Building $225,900 | $271,900 Land $46,000 Building $225,900 |
Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 49% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 909 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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