23 Loft Ln, Saluda, NC 28773 Property Records

Henderson County property record for 23 Loft Ln, Saluda, NC 28773

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,512 sqft · built 1998
Lot Size1.02 acres (44,431 sqft)
OwnerIndividual Name on File
Tax Bill$1,868 (2025)
Deeds & MortgagesMay 2018 Mortgage
Mar 2018 Transfer
Flood ZoneZone X (minimal risk)
APN9596006294

Property Details

APN / Parcel Number

Primary APN9596006294
Alternative APNs
  • 00959600629455
  • 9952153

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,512 sqft Heated Area
1st Floor Area1,008 sqft
Upper Floors Area504 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleConventional
Exterior MaterialLogs
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area44,431 sqft (1.02 acres)
Garage TypeDetached
Garage Area1,008 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area520 sqft
Deck Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number9952153
Street Address23 LOFT LN
CitySALUDA
StateNC
Zip28773-8726
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code9952153~R3
Legal DescriptionMACEDONIA WOODS LO1 PL1994-1827
Legal SubdivisionMACEDONIA WOODS (3779)
Legal Lot Number6294
JurisdictionHENDERSON NC
Township / Civil DivisionGREEN RIVER
Census Block Group1
Census Block1021
Census Tract932000

Owner

Source: Henderson County records · APN 9596006294

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address23 LOFT LN, SALUDA, NC 28773-8726
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 16, 2018Deed of Trust, Mortgage · Conventional Mortgage
LOCAL LOVT FCU
Mar 26, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateMar 19, 2018
Transfer Doc0031780228
Record UpdatedSep 20, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address23 LOFT LN, SALUDA, NC 28773-8726
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031980537
DateMay 16, 2018
Book Page3198/537
Lender
NameLOCAL LOVT FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2048
Interest
Rate TypeAdjustable Rate
Rate3.88%

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHENDERSON NC
Recording DateMar 26, 2018
Property Address23 LOFT LN, SALUDA, NC 28773-8726
Document Number0031780228
Book / Page003178 / 000228
Instrument DateMar 19, 2018
Instrument880857
Transaction TypeTransfer
Record UpdatedApr 09, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 LOFT LN SALUDA NC 287738726, SALUDA, NC 28773-8726

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$339,200 (-) Land $45,200 Building $294,000
2025$1,868.00$339,200 (-) Land $45,200 Building $294,000
2023$339,200 Land $45,200 Building $294,000$339,200 Land $45,200 Building $294,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 12, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims5 (2016–2024)
Claims Outside the SFHA1 of 5
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims

Wildfire

Wildfire RiskModerate
above 42% of the US · above 62% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Skyrunner
Fixed Wireless
25 / 10
T-Mobile USA
Fixed Wireless
25 / 3

May also be available: AT&T.

Based on FCC filings for 27 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF HENDERSONVILLE
serves 79,278 people
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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