Westchester County and Rye City property record for 23 Locust Ln, Rye, NY 10580 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2016 |
| Square Footage | 3,579 sqft Living Area |
| Lot Size | 11,761 sqft (0.27 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $2,821,500 (2016) |
| Tax Bill | $31,300.00 (2025) |
Source: Westchester County and Rye City records · APN 551400 153-6-1-84
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23 LOCUST LN, RYE, NY 10580-3301 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Aug 20, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance JPMORGAN CHASE BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 09, 2016 · Amount on Record |
| Deed Sale | Nov 09, 2016 · Amount on Record |
| Prior Sale | Apr 09, 2012 · Amount on Record |
| Deed Doc Number | 2016562983388 |
| Prior Transfer Date | May 23, 2003 |
| Prior Transfer Doc | 0432540043 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 23 LOCUST LN, RYE, NY 10580-3301 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 23 LOCUST LN, RYE, NY 10580-3301 |
| Document Number | 0612323516 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 612323516 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Aug 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.25% |
| Index | Other |
| Max Rate | 8.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 23 LOCUST LN, RYE, NY 10580-3301 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 23 LOCUST LN, RYE, NY 10580-3301 |
| Document Number | 0612323517 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 612323517 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Aug 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.25% |
| Index | Other |
| Max Rate | 8.25% |
Source: Westchester County and Rye City records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,300.00 | $45,000 (-) Land $5,200 Building $39,800 | $3,813,559 (+6.78%) Land $440,678 Building $3,372,881 |
| 2024 | $45,000 (-) Land $5,200 Building $39,800 | $3,571,428 (+2.38%) Land $412,698 Building $3,158,730 | |
| 2023 | $45,000 Land $5,200 Building $39,800 | $3,488,372 Land $403,101 Building $3,085,271 |
Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 4% of the US · above 5% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 551400 153-6-1-84 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,579 sqft Living Area |
| 1st Floor | 3,579 sqft 1st Floor |
| Stories | 2 Stories |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Colonial Style |
| Lot Area | 11,761 sqft (0.27 acres) |
| Street Address | 23 LOCUST LN |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-3301 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 84.000 |
| Jurisdiction | WESTCHESTER NY |
| Minor Civil Division | RYE |
| Census Blockgroup | 3 |
| Census Block | 3005 |
| Census Tract | 7600 |
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