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23 Lighthouse Point Rd, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 23 Lighthouse Point Rd, Highlands, NJ 07732

Property Summary

Property TypeSingle Family Home
Details2,758 sqft · built 2017
OwnerCompany Name on Record
Last Sale$1,095,000 (Nov 2023)
Tax Bill$19,246 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Jul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19 00101-0000-00027-02-C402

Property Details

APN / Parcel Number

Primary APN19 00101-0000-00027-02-C402
Alternative APN
  • 19-00101-0000-00027-02-C0402

Interior

Building Area2,758 sqft Living Area

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleCondo/Apartment

Location & Zoning

Old Parcel Number190010100000002702C402
Street Address23 LIGHTHOUSE POINT RD
CityHIGHLANDS
StateNJ
Zip07732-1015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionADDITIONAL LOTS: 2018 1ST YR 12M0 -0-
Legal SubdivisionHARBORSIDE AT HUDSONS FERRY
Legal Block101
Legal Lot Number27.2
JurisdictionMONMOUTH NJ
Township / Civil DivisionHIGHLANDS
Census Block Group1
Census Block1003
Census Tract800101

Owner

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address23 LIGHTHOUSE POINT RD, HIGHLANDS, NJ 07732-1015
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2023Deed, Transfer · Conventional Mortgage
OCEANFIRST BANK
Jul 29, 2021Deed, Transfer · Conventional Mortgage
PINNACLE MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 29, 2023 · Amount on Record
Deed SaleNov 29, 2023 · Amount on Record
Prior SaleJul 29, 2021 · Amount on Record
Deed Document Number202383175
Deed Book / Page9669 / 3486
Record UpdatedSep 20, 2026

November 2023: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateNov 29, 2023
Property Address23 LIGHTHOUSE POINT RD, HIGHLANDS, NJ 07732-1015
Document Number0096693486
Book / Page9669 / 3486
Instrument DateNov 9, 2023
Instrument2023083175
Transaction TypeTransfer
Record UpdatedOct 16, 2025
Title CompanyACRES LAND TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$21,674.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address150 S BROAD ST # ST321, ST321, RIDGEWOOD, NJ 07450-4328

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 LIGHTHOUSE POINT RD, HIGHLANDS, NJ 07732-1015

Mortgage

Document Number2023083176
DateNov 29, 2023
Instrument2023083176
Lender
NameOCEANFIRST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.87%
Type Change DateDec 1, 2030
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11.8%
IndexSOFR Average 30-Day
Max Rate11.8%

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateJul 29, 2021
Property Address23 LIGHTHOUSE POINT RD, HIGHLANDS, NJ 07732-1015
Document Number0095312263
Book / Page9531 / 2263
Instrument DateJul 5, 2021
Instrument2021115450
Transaction TypeTransfer
Record UpdatedOct 16, 2025
Title CompanyCB TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,252.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 LIGHTHOUSE POINT RD # 402, 402, HIGHLANDS, NJ 07732-1015

Mortgage

Document Number2021115451
DateJul 29, 2021
Instrument2021115451
Lender
NamePINNACLE MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityHighlands Borough
Unified School DistrictHenry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,006,900 (-10.54%) Land $580,000 Building $426,900$1,006,900 (-10.54%) Land $580,000 Building $426,900
2025$19,246.00 (+49.09%)$1,125,500 (+89.38%) Land $761,300 Building $364,200$1,125,500 (+89.38%) Land $761,300 Building $364,200
2024$12,909.00 (+8.29%)
2023$11,921.00 (+3.85%)$594,300 (+11.46%) Land $288,800 Building $305,500$594,300 (+11.46%) Land $288,800 Building $305,500
2022$11,479.00 (+3.79%)$533,200 Land $288,800 Building $244,400$533,200 Land $288,800 Building $244,400
2021$11,060.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 131 individual policies
Nearby Flood Policies418 units insured
incl. 287 condo units
Nearby Flood Claims76 (1991–2019)
Claims Outside the SFHA3 of 76
Most Recent ClaimMar 2019 · other causes
Claims by Event
  • Hurricane Sandy, Oct 2012 · 54 claims
  • Hurricane Irene, Aug 2011 · 9 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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