Essex County and Gloucester City property record for 23 Liberty St, Gloucester, MA 01930
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,696 sqft · built 1900 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $320,000 (May 2017) |
| Tax Bill | $4,648 (2026) |
| Deeds & Mortgages | Jan 2022 Refinance Aug 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0026 B:0036 L:0000 |
| Primary APN | GLOU M:0026 B:0036 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,696 sqft Living Area |
| Gross Area | 3,132 sqft |
| 1st Floor Area | 786 sqft |
| Attic | Attic |
| Attic Area | 758 sqft |
| Basement Area | 786 sqft |
| Unfinished Basement | 786 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,500 sqft (0.103 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 23 LIBERTY ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-2825 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-5 |
| Legal Block | 36 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 221500 |
Source: Essex County and Gloucester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23 LIBERTY ST, GLOUCESTER, MA 01930-2825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Aug 9, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) DIGITAL FCU |
| Nov 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP |
| Nov 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP |
| Aug 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| May 15, 2017 | Quit Claim Deed, Transfer GLOUCESTER CITY OF |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2017 · Amount on Record |
| Deed Sale | May 15, 2017 · Amount on Record |
| Prior Sale | Apr 28, 2005 · Amount on Record |
| Deed Book / Page | 35868 / 394 |
| Transfer Doc | 035868-394 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 23 LIBERTY ST, GLOUCESTER, MA 01930-2825 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040688-224 |
|---|---|
| Date | Jan 28, 2022 |
| Book Page | 40688/224 |
| Instrument | 20220128001160 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 23 LIBERTY ST, GLOUCESTER, MA 01930-2825 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 041118-478 |
|---|---|
| Date | Aug 9, 2022 |
| Book Page | 41118/478 |
| Instrument | 20220809000340 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 23 LIBERTY ST, GLOUCESTER, MA 01930-2825 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040506-243 |
|---|---|
| Date | Nov 22, 2021 |
| Book Page | 40506/243 |
| Instrument | 20211122001080 |
| Name | AMERISAVE MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 23 LIBERTY ST, GLOUCESTER, MA 01930-2825 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40506-243 |
|---|---|
| Date | Nov 22, 2021 |
| Book Page | 40506/243 |
| Instrument | 20211122001080 |
| Name | AMERISAVE MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 23 LIBERTY ST, GLOUCESTER, MA 01930-2825 |
| Document Number | 36105-258 |
| Book / Page | 036105 / 000258 |
| Instrument Date | Aug 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2017 |
| Name | Verified Name |
|---|
| Document Number | 36105-258 |
|---|---|
| Date | Aug 16, 2017 |
| Book Page | 036105/000258 |
| Instrument | 1708160206 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | May 15, 2017 |
| Property Address | 23 LIBERTY ST, GLOUCESTER, MA 01930-2825 |
| Document Number | 35868-394 |
| Book / Page | 35868 / 394 |
| Instrument | 544 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $29.68 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 LIBERTY ST, GLOUCESTER, MA 01930-2825 |
| Document Number | 358680408 |
|---|---|
| Date | May 15, 2017 |
| Instrument | 35868/0408 |
| Name | GLOUCESTER CITY OF |
|---|
| Amount | Amount Recorded |
|---|
| Document Number | 35868-396 |
|---|---|
| Date | May 15, 2017 |
| Book Page | 35868/396 |
| Instrument | 545 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2047 |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,648.00 (+8.67%) | $499,300 (+13.48%) Land $145,200 Building $354,100 | $601,725 |
| 2025 | $4,277.00 (+2.03%) | $440,000 (+2.14%) Land $134,400 Building $305,600 | |
| 2024 | $4,192.00 (-2.76%) | $430,800 (+5.82%) Land $128,000 Building $302,800 | |
| 2023 | $4,311.00 | $407,100 Land $114,300 Building $292,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 42 units insured incl. 9 condo units |
| Nearby Flood Claims | 13 (1987–2020) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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