23 Lee Way, Elkton, MD 21921 Property Records

Cecil County property record for 23 Lee Way, Elkton, MD 21921

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,508 sqft · built 2012
Lot Size0.659 acres (28,706 sqft)
Owner2 Individual Names on Record
Last Sale$376,190 (May 2013)
Tax Bill$3,932 (2026)
Deeds & MortgagesMar 2024 Mortgage
Jan 2024 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-126129

Property Details

APN / Parcel Number

Primary APN03-126129
Alternative APN
  • 126129

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,508 sqft Total Area

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area28,706 sqft (0.659 acres)
Garage TypeBuilt-in
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area80 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number126129
Street Address23 LEE WAY
CityELKTON
StateMD
Zip21921-3753
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNAR
Legal DescriptionLOT 3 - .6590 ACRE 23 LEE WAY LARSONS RESERVE ATANDORA
Legal SubdivisionLARSONS RESERVE AT ANDORA
Legal Lot Number3
JurisdictionCECIL MD
Township / Civil Division3, ELKTON
Census Block Group2
Census Block2005
Census Tract30501

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address23 LEE WAY, ELKTON, MD 21921-3753
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2024Deed of Trust, Mortgage · Unknown
FIRST NATIONAL BANK OF PENNSYLVANIA
Jan 18, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Apr 8, 2021Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2013 · Amount on Record
Deed SaleMay 17, 2013 · Amount on Record
Deed Book / Page3404 / 309
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address23 LEE WAY, ELKTON, MD 21921-3753
Transaction TypeMortgage
Record UpdatedApr 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 LEE WAY, ELKTON, MD 21921-3753

Mortgage

Document Number0054420159
DateMar 20, 2024
Book Page5442/159
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
AddressHERMITAGE, PA 16148
Agreement
TypeUnknown
AmountAmount Recorded
Term180 Months
DueMar 6, 2039

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address23 LEE WAY, ELKTON, MD 21921-3753
Transaction TypeMortgage
Record UpdatedJan 31, 2024
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054200327
DateJan 18, 2024
Book Page5420/327
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 1, 2044

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address23 LEE WAY, ELKTON, MD 21921-3753
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0048450001
DateApr 8, 2021
Book Page4845/1
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term358 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,932.00 (+2.96%) Homeowner's exemption$367,900 (+14.57%)$393,900 (+10.99%) Land $124,300 Building $269,600
2025$3,819.00 (+33.58%) Homeowner's exemption
2023$2,859.00 Homeowner's exemption$321,100$354,900 Land $94,300 Building $260,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1996–2011)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Talkie Communications
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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