23 Laura Ct, Reading, PA 19608 Property Records

Berks County property record for 23 Laura Ct, Reading, PA 19608

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,732 sqft · built 1996
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on Record
Last Sale	$710,000 (May 2026)
Tax Bill	$5,333 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4377-04-70-2430`

Property Details

APN / Parcel Number

Primary APN	`4377-04-70-2430`
Alternative APNs	`49-4377-04-70-2430` `49000338` `000338`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,732 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	22,651 sqft (0.52 acres)
View / Lot	Neighborhood
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	49000338
Street Address	23 LAURA CT
City	READING
State	PA
Zip	19608-9695
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	GREEN VLY ESTATES PH 04
Legal Block	70
Legal Lot Number	149
Jurisdiction	BERKS PA
Township / Civil Division	LOWER HEIDELBERG
Census Block Group	1
Census Block	1024
Census Tract	10602

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 LAURA CT, READING, PA 19608-9695
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2026 · Amount on Record
Deed Sale	May 5, 2026 · Amount on Record
Prior Sale	May 11, 2012 · Amount on Record
Deed Document Number	202613773
Record Updated	Oct 29, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BERKS PA
Recording Date	May 5, 2026
Property Address	23 LAURA CT, READING, PA 19608-9695
Document Number	0000013773
Instrument Date	Apr 30, 2026
Instrument	2026.13773
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	TERRA SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$717,100.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 LAURA CT, READING, PA 19608-9695

Mortgage

Document Number	0000013774,
Date	May 5, 2026
Instrument	2026.13774

Lender

Name	UNIVEST BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Lower Heidelberg Township
Unified School District	Wilson School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,333.00 (+1.33%) Homeowner's exemption	$333,900 (-) Land $30,400 Building $303,500	$30,400 (-) Land $30,400
2025	$5,263.00 (+4.42%) Homeowner's exemption	$333,900 (-) Land $30,400 Building $303,500	$30,400 (-90.9%) Land $30,400
2024	$5,040.00	$333,900 Land $30,400 Building $303,500
1994			$333,900 Land $30,400 Building $303,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Greenlight Networks.

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