23 Larkin Ln, Harwich, MA 02645 Property Records

Barnstable County and Harwich Town property record for 23 Larkin Ln, Harwich, MA 02645

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,608 sqft · built 1965
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on File
Last Sale	$387,500 (Dec 2016)
Tax Bill	$3,710 (2025)
Deeds & Mortgages	Dec 2022 Refinance Jan 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HARW M:41 P:S1-60`

Property Details

APN / Parcel Number

Primary APN	`HARW M:41 P:S1-60`
Alternative APNs	`M:00041 B:S001 L:060` `4336`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,608 sqft Living Area
Gross Area	3,674 sqft
1st Floor Area	1,296 sqft
Basement Area	1,148 sqft
Unfinished Basement	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1990
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,500 sqft (0.241 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	4336
Street Address	23 LARKIN LN
City	HARWICH
State	MA
Zip	02645-3001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	HARWICH MA
Township / Civil Division	HARWICH
Census Block Group	1
Census Block	1016
Census Tract	11200

Owner

23 Larkin Ln is owned and occupied by two individuals who bought it in December 2016.

Source: Barnstable County and Harwich Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23 LARKIN LN, HARWICH, MA 02645-3001
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK
Jan 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NBKC BANK
Nov 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NBKC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2016 · Amount on File
Deed Sale	Dec 12, 2016 · Amount on File
Prior Sale	Jan 12, 2007 · Amount on File
Deed Book / Page	30154 / 254
Transfer Doc	030154-254
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARWICH MA
Property Address	23 LARKIN LN, HARWICH, MA 02645-3001
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035534-120
Date	Dec 12, 2022
Book Page	35534/120
Instrument	60861

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARWICH MA
Property Address	23 LARKIN LN, HARWICH, MA 02645-3001
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034838-55
Date	Jan 19, 2022
Book Page	34838/55
Instrument	2910

Lender

Name	NBKC BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARWICH MA
Property Address	23 LARKIN LN, HARWICH, MA 02645-3001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33455-61
Date	Nov 10, 2020
Book Page	33455/61
Instrument	62800

Lender

Name	NBKC BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 23 Larkin Ln was $3,710, up 3.8% from the year before.

Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Harwich Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,710.00 (+3.83%)	$627,700 (+5.94%) Land $199,900 Building $427,800	$729,980
2024	$3,573.00 (+4.53%)	$592,500 (+15.12%) Land $188,600 Building $403,900
2023	$3,418.00	$514,700 Land $171,500 Building $343,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Larkin Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 92 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	102 units insured incl. 10 condo units
Nearby Flood Claims	2 (1978–1991)
Most Recent Claim	Aug 1991 · Hurricane Bob

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Larkin Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARWICH WATER DEPARTMENT serves 39,144 people · EPA ID MA4126000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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