23 Lakeside Falls, Cullowhee, NC 28723 Property Records

Jackson County property record for 23 Lakeside Falls, Cullowhee, NC 28723

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Trust Names on Record
Last Sale	$683,000 (Sep 2011)
Tax Bill	$1,330 (2025)
Deeds & Mortgages	Jan 2023 Transfer Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7564-43-8813`

Property Details

APN / Parcel Number

Primary APN	`7564-43-8813`
Alternative APN	`182534`

Exterior

Lot Area	4,356 sqft (0.1 acres)

Location & Zoning

Street Address	23 LAKESIDE FLS
City	CULLOWHEE
State	NC
Zip	28723-5501
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LT 23 KILLIAN PARK
Legal Subdivision	KILLIANS PARK SUBDIVISION
Legal Lot Number	23
Jurisdiction	JACKSON NC
Township / Civil Division	HAMBURG
Census Block Group	2
Census Block	2006
Census Tract	950800

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	1020 HAMMOND CREEK TRL, WATKINSVILLE, GA 30677-7804
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Intrafamily Transfer, Transfer
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Apr 4, 2019	Warranty Deed, Transfer SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2011 · Amount on Record
Deed Sale	Sep 15, 2011 · Amount on Record
Deed Book / Page	1908 / 263
Last Transfer Date	Jan 17, 2023
Transfer Doc	0023501058
Record Updated	Oct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON NC
Recording Date	Jan 30, 2023
Property Address	23 LAKESIDE FLS, CULLOWHEE, NC 28723-5501
Document Number	0023501058
Book / Page	2350 / 1058
Map Reference	CAB 23 SL 111
Instrument Date	Jan 17, 2023
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1020 HAMMOND CREEK TRL, WATKINSVILLE, GA 30677-7804

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1020 HAMMOND CREEK TRL, WATKINSVILLE, GA 30677-7804

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	23 LAKESIDE FLS, CULLOWHEE, NC 28723-5501
Transaction Type	Mortgage
Record Updated	Oct 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022701308
Date	Jul 7, 2020
Book Page	2270/1308

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Apr 4, 2019
Property Address	23 LAKESIDE FLS, CULLOWHEE, NC 28723-5501
Document Number	0022341310
Book / Page	002234 / 001310
Instrument Date	Apr 3, 2019
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,550.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	35 SHERINGTON PL ATLANTA GA 303504741, ATLANTA, GA 30350-4741

Mortgage

Document Number	22341314
Date	Apr 4, 2019
Book Page	002234/001314

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 3, 2034

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$350,000 (-) Land $350,000
2025	$1,330.00 (+18%)	$350,000 (+18%) Land $350,000
2023	$475.00	$125,000 Land $125,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2013–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	45 / 3

May also be available: Skyrunner, T-Mobile.

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