Ocean County and Toms River Township property record for 23 Lagoon Dr E, Toms River, NJ 08753
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,966 sqft · built 1974 |
| Lot Size | 0.162 acres (7,057 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,900 (Jun 2001) |
| Tax Bill | $8,354 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 08-00232-27-00030 |
| Primary APN | 08-00232-27-00030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,966 sqft Living Area |
| Gross Area | 2,782 sqft |
| 1st Floor Area | 1,966 sqft |
| Basement Area | 816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 7,057 sqft (0.162 acres) |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 23 LAGOON DR E |
|---|---|
| City | TOMS RIVER |
| State | NJ |
| Zip | 08753-2570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R50 |
| Legal Description | .162AC 31,32 |
| Legal Subdivision | RIVIERA/BAY SEC 02 |
| Legal Block | 232 |
| Legal Lot Number | 30 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | TOMS RIVER |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 722402 |
23 Lagoon Dr E is owned and occupied by an individual who bought it in June 2001.
Source: Ocean County and Toms River Township records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23 LAGOON DR E, TOMS RIVER, NJ 08753-2570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 12, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jul 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 17, 2020 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Feb 23, 2018 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2001 · Amount on File |
| Deed Sale | Jun 21, 2001 · Amount on File |
| Prior Sale | Jun 21, 2001 · Amount on File |
| Deed Book / Page | 10437 / 1908 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 23 LAGOON DR E, TOMS RIVER, NJ 08753-2570 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | ROCKET CLOSE LLC RESIDENTIAL |
| Name | Verified Name |
|---|
| Document Number | 0203100260 |
|---|---|
| Date | Mar 12, 2026 |
| Book Page | 20310/260 |
| Instrument | 2026019558 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 23 LAGOON DR E, TOMS RIVER, NJ 08753-2570 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0185971821 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | 18597/1821 |
| Instrument | 2021109540 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 23 LAGOON DR E, TOMS RIVER, NJ 08753-2570 |
| Document Number | 0177711732 |
| Instrument Date | Jan 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2020 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 23 LAGOON DR E TOMS RIVER NJ 087532570, TOMS RIVER, NJ 08753-2570 |
| Document Number | 0177711732 |
|---|---|
| Date | Jan 31, 2020 |
| Book Page | 017771/001732 |
| Instrument | 11202 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 30, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 23 LAGOON DR E, TOMS RIVER, NJ 08753-2570 |
| Document Number | 0170491737 |
| Instrument Date | Feb 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2018 |
| Title Company | TITLE 365- NLSE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 23 LAGOON DR E TOMS RIVER NJ 087532570, TOMS RIVER, NJ 08753-2570 |
| Document Number | 0170491737 |
|---|---|
| Date | Mar 12, 2018 |
| Book Page | 017049/001737 |
| Instrument | 23417 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 11, 2048 |
The 2025 property tax bill for 23 Lagoon Dr E was $8,354, up 7.3% from the year before.
Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Toms River Township |
| Unified School District | Toms River Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $427,300 (-) Land $82,000 Building $345,300 | $427,300 (-) Land $82,000 Building $345,300 | |
| 2025 | $8,354.00 (+7.31%) | $427,300 Land $82,000 Building $345,300 | $427,300 Land $82,000 Building $345,300 |
| 2024 | $7,785.00 | ||
| 2023 | $427,300 Land $82,000 Building $345,300 | $427,300 Land $82,000 Building $345,300 | |
| 2022 | $7,127.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Lagoon Dr E in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 261 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 366 units insured incl. 105 condo units |
| Nearby Flood Claims | 547 (1978–2024) |
| Claims Outside the SFHA | 12 of 547 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 23 Lagoon Dr E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY TOMS RIVER private · serves 123,184 people · EPA ID NJ1507005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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