23 Kinsley Rd, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 23 Kinsley Rd, Acton, MA 01720

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,853 sqft · built 1870
Lot Size1.1 acres (47,978 sqft)
OwnerIndividual Name on Record
Last Sale$120,000 (Feb 1998)
Tax Bill$11,403 (2025)
Deeds & MortgagesSep 2017 Mortgage
Oct 2020 Refinance
Flood ZoneZone X (minimal risk)
APNACTO M:00F2B B:0070 L:0000

Property Details

APN / Parcel Number

Primary APNACTO M:00F2B B:0070 L:0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,853 sqft Living Area
Gross Area3,047 sqft

Exterior

Year BuiltBuilt 1870
Effective Year BuiltEffective 1870
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area47,978 sqft (1.1 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address23 KINSLEY RD
CityACTON
StateMA
Zip01720-2807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Block70
JurisdictionACTON MA
Township / Civil DivisionACTON
Census Block Group2
Census Block2007
Census Tract363202

Owner

Source: Middlesex County and Acton Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address23 KINSLEY RD, ACTON, MA 01720-2807
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2017Deed of Trust, Mortgage · ARM
MIDDLESEX SAVINGS BANK
Oct 26, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
DREW MORTGAGE ASSOCIATES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 13, 1998 · Amount on Record
Deed SaleFeb 13, 1998 · Amount on Record
Record UpdatedSep 20, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionACTON MA
Property Address23 KINSLEY RD, ACTON, MA 01720-2807
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number69894-545
DateSep 7, 2017
Book Page69894/545
Instrument144799
Lender
NameMIDDLESEX SAVINGS BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueSep 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.5%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionACTON MA
Property Address23 KINSLEY RD, ACTON, MA 01720-2807
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number75986-1
DateOct 26, 2020
Book Page75986/1
Instrument196263
Lender
NameDREW MORTGAGE ASSOCIATES INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionActon Town
Unified School DistrictActon-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,403.00 (+7.88%)$664,900 (+4.86%) Land $335,400 Building $329,500$782,610 (-12.83%)
2024$10,570.00 (-0.31%)$634,100 (+5.02%) Land $335,400 Building $298,700$897,845
2023$10,603.00$603,800 Land $305,100 Building $298,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1991–2001)
Most Recent ClaimJun 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemACTON WATER SUPPLY DISTRICT
serves 21,285 people · EPA ID MA2002000
Water SourceGroundwater influenced by surface water
Last State InspectionOct 2024
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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