23 King St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 23 King St, Reading, MA 01867 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,173 sqft · built 1900
Lot Size0.131 acres (5,728 sqft)
Owner2 Individual Names on File
Last Sale$445,000 (Apr 2017)
Tax Bill$8,927 (2025)
Deeds & MortgagesOct 2022 Refinance
Apr 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNREAD M:020.0-0000-0188.0

Property Details

APN / Parcel Number

Primary APNREAD M:020.0-0000-0188.0
Alternative APNs
  • M:020.0=0000=0188.0
  • 710000000360
  • 710000000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,173 sqft Living Area
Gross Area3,514 sqft
Basement Area790 sqft
Unfinished Basement395 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1947
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,728 sqft (0.131 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number710000000360
Street Address23 KING ST
CityREADING
StateMA
Zip01867-2324
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group4
Census Block4011
Census Tract334200

Owner

Source: Middlesex County and Reading Town records · APN READ M:020.0-0000-0188.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address23 KING ST, READING, MA 01867-2324
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
READING COOPERATIVE BANK
Apr 13, 2020Deed of Trust, Mortgage · ARM
LUXURY MORTGAGE CORP
Aug 12, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
WEBSTER FIVE CENTS SAVINGS BANK
Jul 20, 2020Deed of Trust, Mortgage · Balloon Mortgage
READING COOPERATIVE BANK
Apr 14, 2017Quit Claim Deed, Transfer · Conventional with PMI
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 14, 2017 · Amount on Record
Deed SaleApr 14, 2017 · Amount on Record
Deed Book / Page69142 / 175
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address23 KING ST, READING, MA 01867-2324
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number080845-455
DateOct 19, 2022
Book Page80845/455
Instrument156263
Lender
NameREADING COOPERATIVE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueNov 01, 2047

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address23 KING ST, READING, MA 01867-2324
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number74459-205
DateApr 13, 2020
Book Page74459/205
Instrument54443
Lender
NameLUXURY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueMay 01, 2050
Interest
Rate TypeAdjustable Rate
Type Change DateMay 01, 2027

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address23 KING ST, READING, MA 01867-2324
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number73096-117
DateAug 12, 2019
Book Page73096/117
Instrument118940
Lender
NameWEBSTER FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address23 KING ST, READING, MA 01867-2324
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number75157-183
DateJul 20, 2020
Book Page75157/183
Instrument117477
Lender
NameREADING COOPERATIVE BANK
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term301 Months
DueAug 01, 2045

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateApr 14, 2017
Property Address23 KING ST, READING, MA 01867-2324
Document Number69142-175
Book / Page069142 / 000175
Instrument DateApr 05, 2017
Instrument54749
Transaction TypeTransfer
Record UpdatedMay 02, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,029.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address23 KING ST READING MA 018672324, READING, MA 01867-2324

Mortgage

Document Number69142-179
DateApr 14, 2017
Book Page069142/000179
Instrument54750
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 13, 2047

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,927.00 (-1.15%)$783,800 (+1.71%) Land $432,800 Building $351,000$810,255
2024$9,031.00 (-1.21%)$770,600 (+6.13%) Land $425,500 Building $345,100
2023$9,142.00$726,100 Land $400,900 Building $325,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173342004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2001)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2001, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskLow
above 2% of the US · above 4% of Massachusetts
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 523 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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