23 Kerley Ct, Walnut Creek, CA 94598 Property Records

Contra Costa County property record for 23 Kerley Ct, Walnut Creek, CA 94598

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,676 sqft · built 1953
Lot Size	0.73 acres (31,798 sqft)
Owner	Individual Name on Record
Last Sale	$1,620,000 (Apr 2005)
Tax Bill	$26,955 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Feb 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`140-200-018-4`

Property Details

APN / Parcel Number

Primary APN	`140-200-018-4`
Alternative APN	`140-200-018`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,676 sqft Living Area
1st Floor Area	3,676 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1995
Lot Area	31,798 sqft (0.73 acres)
Garage Type	Attached
Garage Area	601 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	23 KERLEY CT
City	WALNUT CREEK
State	CA
Zip	94598-4865
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	T7206 L6
Legal Subdivision	SUBDIVISION 7206
Legal Tract	7206
Legal Lot Number	6
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2000
Census Tract	343002

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 KERLEY CT, WALNUT CREEK, CA 94598-4865
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2018	Deed of Trust, Mortgage · ARM MUFG UNION BANK NA
Feb 9, 2018	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Feb 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2005 · Amount on Record
Deed Sale	Apr 5, 2005 · Amount on Record
Prior Sale	Oct 29, 2004 · Amount on Record
Deed Document Number	2005116692
Last Transfer Date	Jul 12, 2007
Transfer Doc	0000207195
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	23 KERLEY CT, WALNUT CREEK, CA 94598-4865
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020866
Date	Feb 9, 2018
Instrument	2018-020866

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Mar 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	9.87%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	23 KERLEY CT, WALNUT CREEK, CA 94598-4865
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020867
Date	Feb 9, 2018
Instrument	2018-020867

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	23 KERLEY CT, WALNUT CREEK, CA 94598-4865
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023497
Date	Feb 6, 2020
Instrument	2020-023497

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Feb 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	23 KERLEY CT, WALNUT CREEK, CA 94598-4865
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 KERLEY CT, WALNUT CREEK, CA 94598-4865

Mortgage

Document Number	0000318210
Date	Dec 18, 2020
Instrument	2020-318210

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.75%
Type Change Date	Mar 1, 2021
Change Frequency	Annually
Min Rate At Change	1.62%
Max Rate At Change	12%
Index	1-Year LIBOR
Max Rate	12%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	23 KERLEY CT, WALNUT CREEK, CA 94598-4865
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 KERLEY CT, WALNUT CREEK, CA 94598-4865

Mortgage

Document Number	0000288148
Date	Oct 20, 2021
Instrument	2021-288148

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,375,000 (+1.5%) Land $869,221 Building $1,505,779
2025	$26,955.00 (+3.82%) Homeowner's exemption	$2,340,000 (+4%) Land $856,411 Building $1,483,589
2023	$25,964.00 (+1.43%) Homeowner's exemption	$2,250,000 Land $900,000 Building $1,350,000
2022	$25,599.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2004 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Etheric Networks, Sonic Telecom.

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