23 Kenneth Ter E, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 23 Kenneth Ter E, Middletown, NJ 07748

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,668 sqft · built 1956
Lot Size0.502 acres (21,876 sqft)
OwnerIndividual Name on Record
Last Sale$308,000 (May 2012)
Tax Bill$14,623 (2025)
Deeds & MortgagesAug 2022 Mortgage
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN32-00576-0000-00031

Property Details

APN / Parcel Number

Primary APN32-00576-0000-00031
Alternative APNs
  • 320057600031
  • 7415

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area3,668 sqft Living Area
1st Floor Area3,668 sqft
Upper Floors Area743 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area21,876 sqft (0.502 acres)
Lot Dimensions175 ft deep x 125 ft wide
Parking Spaces1 Parking Space
PorchEnclosed Porch

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number7415
Street Address23 KENNETH TER E
CityMIDDLETOWN
StateNJ
Zip07748-1224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR22
Legal SubdivisionCHERRY TREE TERRACE SEC 02
Legal Block576
Legal Lot Number31
JurisdictionMONMOUTH NJ
Township / Civil DivisionMIDDLETOWN
Census Block Group1
Census Block1013
Census Tract800701

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address23 KENNETH TER E, MIDDLETOWN, NJ 07748-1224
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2022Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Aug 8, 2018Deed of Trust, Mortgage · Conventional Mortgage
MR COOPER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 21, 2012 · Amount on Record
Deed SaleMay 21, 2012 · Amount on Record
Deed Document Number201252476
Deed Book / Page8949 / 9447
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address23 KENNETH TER E, MIDDLETOWN, NJ 07748-1224
Transaction TypeMortgage
Record UpdatedSep 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0096124084
DateAug 25, 2022
Book Page9612/4084
Instrument2022087641
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueSep 1, 2047

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address23 KENNETH TER E, MIDDLETOWN, NJ 07748-1224
Document Number0000081781
Instrument DateAug 8, 2018
Transaction TypeMortgage
Record UpdatedAug 29, 2018
Title CompanyTITLE 365- NLSE

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 KENNETH TER E MIDDLETOWN NJ 077481224, MIDDLETOWN, NJ 07748-1224

Mortgage

Document Number0000081781
DateAug 15, 2018
Book Page009306/004597
Instrument81781
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 14, 2048

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionMiddletown Township
Unified School DistrictMiddletown Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$978,300 (+7.98%) Land $525,500 Building $452,800$978,300 (+7.98%) Land $525,500 Building $452,800
2025$14,623.00 (+5.47%)$906,000 (+36.78%) Land $465,500 Building $440,500$906,000 (+36.78%) Land $465,500 Building $440,500
2024$13,865.00 (+16.27%)
2023$662,400 Land $353,300 Building $309,100$662,400 Land $353,300 Building $309,100
2022$11,925.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims14 (1985–2026)
Claims Outside the SFHA6 of 14
Most Recent ClaimJul 2026 · river or lake flooding
Claims by Event
  • Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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