23 Kennedy Rd, #B, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 23 Kennedy Rd, #B, Gloucester, MA 01930

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,958 sqft · built 2017
Lot Size	47.3 acres (2,064,279 sqft)
Owner	Trust Name on File
Tax Bill	$9,387 (2026)
Deeds & Mortgages	Jun 2023 Sale Jun 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`107889`

Property Details

APN / Parcel Number

Primary APN	`107889`
Alternative APN	`GLOU M:0193 B:0090 L:0023(B)`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,958 sqft Living Area
Gross Area	4,727 sqft
1st Floor Area	1,958 sqft
Basement Area	1,929 sqft
Unfinished Basement	1,929 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,064,279 sqft (47.3 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	107889
Street Address	23 KENNEDY RD, B
City	GLOUCESTER
State	MA
Zip	01930-2336
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-30
Legal Block	90
Legal Lot Number	23B
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2009
Census Tract	221901

Owner

23 Kennedy Rd, #B is owner-occupied and held in a trust since June 2023.

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	23 KENNEDY RD, B, GLOUCESTER, MA 01930-2336
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Condominium Deed, Transfer
Jun 28, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 27, 2023
Transfer Doc	041644-373
Record Updated	Oct 29, 2026

June 2023: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Jun 30, 2023
Property Address	23 KENNEDY RD # B, B, GLOUCESTER, MA 01930-2336
Document Number	041644-373
Book / Page	41644 / 373
Instrument Date	Jun 27, 2023
Instrument	20230630006740
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 KENNEDY RD # B, B, GLOUCESTER, MA 01930-2336

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	23 KENNEDY RD # B, B, GLOUCESTER, MA 01930-2336
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041030-495
Date	Jun 28, 2022
Book Page	41030/495
Instrument	20220628001650

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	23 KENNEDY RD # B, B, GLOUCESTER, MA 01930-2336
Transaction Type	Mortgage
Record Updated	Jun 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39891-115
Date	May 18, 2021
Book Page	39891/115
Instrument	20210518006050

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 23 Kennedy Rd, #B was $9,387, up 4.3% from the year before.

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,387.00 (+4.32%)	$1,008,300 (+8.92%) Building $1,008,300	$1,067,500
2025	$8,998.00 (+0.49%)	$925,700 (+0.6%) Building $925,700
2024	$8,954.00 (+3.17%)	$920,200 (+12.29%) Building $920,200	$827,735
2023	$8,679.00	$819,500 Building $819,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Kennedy Rd, #B in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	33 (1978–2018)
Claims Outside the SFHA	17 of 33
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 5 claims Coastal Storm, Oct 1991 · 8 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Kennedy Rd, #B is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

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