23 Karl Ln, Springfield, IL 62702 Property Records

Sangamon County property record for 23 Karl Ln, Springfield, IL 62702

Property Summary

Property Type	Single Family Home
Lot Size	0.21 acres (9,164 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (May 2026)
Tax Bill	$3,551 (2025)
Deeds & Mortgages	Feb 2014 Mortgage Sep 2014 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-29.0-128-015`

Property Details

APN / Parcel Number

Primary APN	`14-29.0-128-015`
Alternative APN	`14290128015 (CHECK DIGIT = 0)`

Exterior

Lot Area	9,164 sqft (0.21 acres)

Location & Zoning

Account Number	14290128015
Street Address	23 KARL LN
City	SPRINGFIELD
State	IL
Zip	62702-3521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L6 CARL BABIAK SUB #1
Legal Subdivision	CARL BABIAK SUB
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	3
Census Block	3008
Census Tract	202

Owner

23 Karl Ln is owned and occupied by an individual who bought it in May 2026.

Source: Sangamon County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	23 KARL LN, SPRINGFIELD, IL 62702-3521
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2014	Deed of Trust, Mortgage · Conventional Mortgage BANK & TRUST CO
Sep 9, 2014	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK & TRUST CO
May 21, 2026	Warranty Deed, Transfer · Conventional Mortgage INB NA
May 21, 2026	Warranty Deed, Transfer · Conventional Mortgage INB NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026 · Amount on File
Deed Sale	May 21, 2026 · Amount on File
Prior Sale	Feb 4, 2014 · Amount on File
Deed Document Number	20268685
Record Updated	Oct 29, 2026

February 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	23 KARL LN, SPRINGFIELD, IL 62702-3521
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2014R03034
Date	Feb 11, 2014
Instrument	2014R03034

Lender

Name	BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	3.75%

September 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	23 KARL LN, SPRINGFIELD, IL 62702-3521
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2014R23761
Date	Sep 9, 2014
Instrument	2014R23761

Lender

Name	BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2044

Interest

Rate Type	Fixed Rate
Rate	4.5%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	May 21, 2026
Property Address	23 KARL LN, SPRINGFIELD, IL 62702-3521
Document Number	0000008685
Instrument Date	May 19, 2026
Instrument	20268685
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	CSC DOCUMENT RECORDING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,027.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 KARL LN, SPRINGFIELD, IL 62702-3521

Mortgage

Document Number	0000008686,
Date	May 21, 2026
Instrument	20268686

Lender

Name	INB NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	May 21, 2026
Property Address	23 KARL LN, SPRINGFIELD, IL 62702-3521
Document Number	2026R08685
Instrument Date	May 19, 2026
Instrument	20268685
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	CSC DOCUMENT RECORDING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,027.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 KARL LN, SPRINGFIELD, IL 62702-3521

Mortgage

Document Number	0000008686,
Date	May 21, 2026
Instrument	20268686

Lender

Name	INB NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 23 Karl Ln was $3,551 with a homeowner's exemption, up 4.4% from the year before.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,551.00 (+4.38%) Homeowner's exemption	$49,860 (+7.22%) Land $5,828 Building $44,032	$149,580 (+7.22%) Land $17,484 Building $132,096
2024	$3,402.00	$46,503 Land $5,436 Building $41,067	$139,509 Land $16,308 Building $123,201
2022	$3,072.00 Homeowner's exemption	$40,292 Land $4,710 Building $35,582	$120,876 Land $14,130 Building $106,746

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 23 Karl Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Karl Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, i3 Broadband.

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