Norfolk County and Bellingham Town property record for 23 Joyce Ln, Bellingham, MA 02019
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,669 sqft · built 1975 |
| Lot Size | 0.657 acres (28,628 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,600 (Dec 2015) |
| Tax Bill | $5,514 (2025) |
| Deeds & Mortgages | May 2021 Refinance Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | BELL M:0023 B:004J L:0000 |
| Primary APN | BELL M:0023 B:004J L:0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,669 sqft Living Area |
| Gross Area | 2,449 sqft |
| Basement Area | 1,062 sqft |
| Unfinished Basement | 531 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 28,628 sqft (0.657 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 23 JOYCE LN |
|---|---|
| City | BELLINGHAM |
| State | MA |
| Zip | 02019-1008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SUBN |
| Legal Block | 4J |
| Jurisdiction | BELLINGHAM MA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 443106 |
23 Joyce Ln is owned and occupied by two individuals who bought it in December 2015.
Source: Norfolk County and Bellingham Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 JOYCE LN, BELLINGHAM, MA 02019-1008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Aug 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2015 · Amount on File |
| Deed Sale | Dec 18, 2015 · Amount on File |
| Prior Sale | Apr 5, 2007 · Amount on File |
| Transfer Doc | 0001344206 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELLINGHAM MA |
| Property Address | 23 JOYCE LN, BELLINGHAM, MA 02019-1008 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001477985 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 1477985 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELLINGHAM MA |
| Property Address | 23 JOYCE LN, BELLINGHAM, MA 02019-1008 |
| Document Number | 0001429310 |
| Instrument Date | Aug 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 JOYCE LN BELLINGHAM MA 020191008, BELLINGHAM, MA 02019-1008 |
| Document Number | 0001429310 |
|---|---|
| Date | Sep 9, 2019 |
| Instrument | 1429310 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 8, 2049 |
The 2025 property tax bill for 23 Joyce Ln was $5,514, up 4.4% from the year before.
Source: Norfolk County and Bellingham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Bellingham Town |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,514.00 (+4.43%) | $439,000 (+6.92%) Land $168,900 Building $270,100 | $489,345 (-2.2%) |
| 2024 | $5,280.00 (+3.73%) | $410,600 (+5.28%) Land $154,200 Building $256,400 | $500,365 |
| 2023 | $5,090.00 | $390,000 Land $146,800 Building $243,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Joyce Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Joyce Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELLINGHAM DPW WATER SEWER DIVISION serves 16,556 people · EPA ID MA2025000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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