23 John St, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 23 John St, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1935
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Dec 2024)
Tax Bill	$6,400 (2026)
Deeds & Mortgages	Dec 2024 Sale & Mortgage Apr 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`043-7200`

Property Details

APN / Parcel Number

Primary APN	`043-7200`
Alternative APNs	`NAUG M:43-54E5-043-7200` `NAUG M:043 L:7200` `AI15 54E5 5` `43-7200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	3,270 sqft
1st Floor Area	960 sqft
Attic	Attic
Attic Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	11,761 sqft (0.27 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	43-7200
Street Address	23 JOHN ST
City	NAUGATUCK
State	CT
Zip	06770-3313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Lot Number	7200
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	3
Census Block	3001
Census Tract	345201

Owner

Source: Naugatuck Borough records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 JOHN ST, NAUGATUCK, CT 06770-3313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2024	Warranty Deed, Transfer · FHA Mortgage FIRST WORLD MORTGAGE CORPORATION
Apr 4, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage USAA FSB
Apr 4, 2022	Quit Claim Deed, Transfer Quitclaim
Sep 7, 2021	Warranty Deed, Transfer
May 20, 2021	Quit Claim Deed, Foreclosure Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2024 · Amount on Record
Deed Sale	Dec 23, 2024 · Amount on Record
Prior Sale	Apr 4, 2022 · Amount on Record
Deed Document Number	20243674
Deed Book / Page	1151 / 725
Prior Transfer Date	Mar 31, 2022
Prior Transfer Doc	001099-140
Record Updated	Oct 29, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Dec 23, 2024
Property Address	23 JOHN ST, NAUGATUCK, CT 06770-3313
Document Number	001151-725
Book / Page	1151 / 725
Instrument Date	Dec 17, 2024
Instrument	20243674
Transaction Type	Transfer
Record Updated	Oct 4, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0020243675
Date	Dec 23, 2024
Instrument	2024-3675

Lender

Name	FIRST WORLD MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	001151-743
Date	Dec 23, 2024
Book Page	1151/743
Instrument	2024-3676

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Apr 4, 2022
Property Address	23 JOHN ST, NAUGATUCK, CT 06770-3313
Document Number	001099-137
Book / Page	1099 / 137
Instrument Date	Mar 31, 2022
Instrument	20221214
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020221216
Date	Apr 4, 2022
Instrument	2022-1216

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Apr 4, 2022
Property Address	23 JOHN ST, NAUGATUCK, CT 06770-3313
Document Number	001099-140
Book / Page	1099 / 140
Instrument Date	Mar 31, 2022
Instrument	20221215
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 JOHN ST, NAUGATUCK, CT 06770-3313

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Sep 7, 2021
Property Address	23 JOHN ST, NAUGATUCK, CT 06770-3313
Document Number	001082-793
Book / Page	1082 / 793
Instrument Date	Sep 1, 2021
Instrument	3974
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 HILLSIDE AVE, NAUGATUCK, CT 06770-2727
Investor	Possibly a Property Investor

May 2021: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	NAUGATUCK CT
Recording Date	May 20, 2021
Property Address	23 JOHN ST, NAUGATUCK, CT 06770-3313
Document Number	001073-478
Book / Page	1073 / 478
Instrument Date	May 10, 2021
Instrument	2141
Transaction Type	Foreclosure
Record Updated	Sep 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8250 JONES BRANCH DR, MCLEAN, VA 22102-3107

Tax Assessment & Valuation

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,400.00 (+1.62%)	$158,270 (-) Land $30,800 Building $127,470	$309,387 (+179.26%)
2025	$6,298.00	$158,270 (-) Land $30,800 Building $127,470	$110,789 Land $21,560 Building $89,229
2024	$6,298.00 (-11.08%)
2023	$7,083.00 (+25.47%)	$158,270 (+33.88%) Land $30,800 Building $127,470
2022	$5,645.00	$118,220 Land $33,170 Building $85,050

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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