Harrison County property record for 23 Jay Dr, Gulfport, MS 39503
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,962 sqft · built 1984 |
| Owner | Individual Name on File |
| Tax Bill | $958 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0908J-01-020.003 |
| Primary APN | 0908J-01-020.003 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,962 sqft Adjusted Area |
| 1st Floor Area | 1,094 sqft |
| 2nd Floor Area | 547 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Wood Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Patio Area | 20 sqft |
| Utility Building | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 046220 |
|---|---|
| Street Address | 23 JAY DR |
| City | GULFPORT |
| State | MS |
| Zip | 39503-3802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 BLK 1 COLONIAL ESTATES SUBD |
| Legal Range | 11 |
| Legal Township | 07 |
| Legal Section | 12 |
| Legal Subdivision | COLONIAL ESTATES SUBD |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 3215 |
23 Jay Dr is owned and occupied by an individual who acquired it in January 2013.
Source: Harrison County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23 JAY DR, GULFPORT, MS 39503-3802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 9, 2013 |
| Deed Sale | Jan 9, 2013 |
| Deed Document Number | 2013-0000235-D-J1 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 23 JAY DR, GULFPORT, MS 39503-3802 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 20260001221TJ1 |
|---|---|
| Date | Jan 22, 2026 |
| Instrument | 2026-0001221-T-J1 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 8, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 23 Jay Dr was $958 with exemptions applied, up 5.5% from the year before.
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Gulfport City |
| Unified School District | Harrison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $958.00 (+5.51%) Homeowner's exemption Disabled Person's exemption | $10,560 | $105,601 Land $25,000 Building $80,601 |
| 2024 | $908.00 (+1.45%) | ||
| 2023 | $895.00 (-0.78%) Homeowner's exemption Disabled Person's exemption | $9,999 | $99,985 Land $25,000 Building $74,985 |
| 2022 | $902.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Jay Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 36 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 3 (2016) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Jay Dr is moderate, ranking above 43% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 60% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CoastConnect.
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