23 James Ave, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 23 James Ave, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,022 sqft · built 1800
Lot Size	0.158 acres (6,890 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Apr 2024)
Tax Bill	$4,761 (2026)
Deeds & Mortgages	Feb 2023 Refinance Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`327-00150-22-001`

Property Details

APN / Parcel Number

Primary APN	`327-00150-22-001`
Alternative APN	`WSPR M:00327 B:00150 L:00022`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,022 sqft Living Area
Gross Area	3,775 sqft
Basement Area	966 sqft
Unfinished Basement	966 sqft

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Slate
Lot Area	6,890 sqft (0.158 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	327-00150-22-001
Street Address	23 JAMES AVE
City	WEST SPRINGFIELD
State	MA
Zip	01089-3913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Block	150
Legal Lot Number	22
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	1
Census Block	1003
Census Tract	812300

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	23 JAMES AVE, WEST SPRINGFIELD, MA 01089-3913
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLESBANK (HOLYOKE MA)
Apr 26, 2024	Quit Claim Deed, Transfer · FHA Mortgage RADIUS FINANCIAL GROUP
Jun 20, 2017	Deed of Trust, Mortgage · Closed-End Mortgage UNITED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2024 · Amount on Record
Deed Sale	Apr 26, 2024 · Amount on Record
Prior Sale	Aug 8, 2012 · Amount on Record
Deed Book / Page	25397 / 499
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	23 JAMES AVE, WEST SPRINGFIELD, MA 01089-3913
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024903-152
Date	Feb 8, 2023
Book Page	24903/152
Instrument	6258

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Apr 26, 2024
Property Address	23 JAMES AVE, WEST SPRINGFIELD, MA 01089-3913
Document Number	025397-499
Book / Page	25397 / 499
Instrument Date	Apr 26, 2024
Instrument	17848
Transaction Type	Transfer
Record Updated	May 10, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	23 JAMES AVE, WEST SPRINGFIELD, MA 01089-3913

Mortgage

Document Number	0000017849
Date	Apr 26, 2024
Instrument	17849

Lender

Name	RADIUS FINANCIAL GROUP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	23 JAMES AVE, WEST SPRINGFIELD, MA 01089-3913
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	021729-207
Date	Jun 20, 2017
Book Page	21729/207
Instrument	34109

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,761.00 (-12.37%)	$339,600 (-7.06%) Land $94,000 Building $245,600	$363,158 (+3.88%)
2025	$5,433.00 (+33.55%)	$365,400 (+33.02%) Land $85,500 Building $279,900	$349,600
2024	$4,068.00 (+6.38%)	$274,700 (+11.62%) Land $85,500 Building $189,200
2023	$3,824.00	$246,100 Land $85,500 Building $160,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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