23 James Ave, Middleton, MA 01949 Property Records

Essex County and Middleton Town property record for 23 James Ave, Middleton, MA 01949

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,945 sqft · built 1994
Lot Size	0.995 acres (43,333 sqft)
Owner	2 Trust Names on File
Last Sale	$753,000 (Feb 2013)
Tax Bill	$16,789 (2026)
Deeds & Mortgages	Jan 2023 Refinance Jul 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MIDD M:0028 B:0000 L:0017 H`

Property Details

APN / Parcel Number

Primary APN	`MIDD M:0028 B:0000 L:0017 H`
Alternative APN	`MDLT M:0028 B:0000 L:0017 H`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,945 sqft Living Area
Gross Area	7,750 sqft
Basement Area	320 sqft
Unfinished Basement	320 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,333 sqft (0.995 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	23 JAMES AVE
City	MIDDLETON
State	MA
Zip	01949-2148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Lot Number	17 H
Jurisdiction	MIDDLETON MA
Township / Civil Division	MIDDLETON
Census Block Group	1
Census Block	1017
Census Tract	212102

Owner

23 James Ave is owner-occupied and held in a trust since June 2020.

Source: Essex County and Middleton Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	23 JAMES AVE, MIDDLETON, MA 01949-2148
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Jul 1, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 9, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2013 · Amount on File
Deed Sale	Feb 1, 2013 · Amount on File
Prior Sale	May 26, 1994 · Amount on File
Deed Book / Page	32177 / 31
Last Transfer Date	Jun 26, 2020
Transfer Doc	0038676-83
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	23 JAMES AVE, MIDDLETON, MA 01949-2148
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041384-510
Date	Jan 4, 2023
Book Page	41384/510
Instrument	20230104001910

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2052

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETON MA
Recording Date	Jul 1, 2020
Property Address	23 JAMES AVE, MIDDLETON, MA 01949-2148
Document Number	38676-83
Book / Page	038676 / 000083
Instrument Date	Jun 26, 2020
Instrument	1007220
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	23 JAMES AVE MIDDLETON MA 019492148, MIDDLETON, MA 01949-2148

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	23 JAMES AVE, MIDDLETON, MA 01949-2148
Document Number	38139-450
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 JAMES AVE MIDDLETON MA 019492148, MIDDLETON, MA 01949-2148

Mortgage

Document Number	38139-450
Date	Dec 23, 2019
Book Page	038139/000450
Instrument	1223000820

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 23 James Ave was $16,789, up 5.5% from the year before.

Source: Essex County and Middleton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Middleton Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Middleton School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,789.00 (+5.48%)	$1,333,500 (-0.39%) Land $431,300 Building $825,200	$1,540,015 (+1.23%)
2025	$15,917.00 (+7.32%)	$1,338,700 (+6.42%) Land $431,300 Building $907,400	$1,521,235
2024	$14,831.00 (+3.42%)	$1,257,900 (+12.89%) Land $403,300 Building $854,600
2023	$14,341.00	$1,114,300 Land $441,300 Building $673,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 James Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 James Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETON WATER DEPT. serves 7,291 people · EPA ID MA3184000
Water Source	Purchased surface water from DANVERS WATER DEPT.
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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