North Smithfield Town property record for 23 Indian Trl, Chepachet, RI 02814
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,026 sqft · built 1986 |
| Lot Size | 47.9 acres (2,090,662 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $156,000 (Aug 1997) |
| Tax Bill | $5,232 (2025) |
| Deeds & Mortgages | Aug 2026 Transfer Sep 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-0692-75 |
| Primary APN | 18-0692-75 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,026 sqft Total Area |
| Gross Area | 2,116 sqft |
| 1st Floor Area | 1,026 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,090,662 sqft (47.9 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 18-0692-75 |
|---|---|
| Street Address | 23 INDIAN TRL |
| City | CHEPACHET |
| State | RI |
| Zip | 02814-2026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10 |
| Legal Block | 216 |
| Jurisdiction | GLOCESTER RI |
| Township / Civil Division | GLOCESTER |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 13101 |
23 Indian Trl is owner-occupied and held in a trust since August 2026.
Source: North Smithfield Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 23 INDIAN TRL, CHEPACHET, RI 02814-2026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Aug 25, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Sep 15, 2025 | Deed of Trust, Mortgage · Line of Credit BANK RHODE ISLAND |
| Sep 25, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK RHODE ISLAND |
| Jul 16, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 1997 · Amount on File |
| Deed Sale | Aug 18, 1997 · Amount on File |
| Prior Sale | Jul 9, 1993 · Amount on File |
| Deed Book / Page | 228 / 364 |
| Last Transfer Date | Aug 19, 2026 |
| Transfer Doc | 0000057701 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOCESTER RI |
| Recording Date | Aug 25, 2026 |
| Property Address | 23 INDIAN TRL, CHEPACHET, RI 02814-2026 |
| Document Number | 0000057701 |
| Book / Page | 996 / 309 |
| Instrument Date | Aug 19, 2026 |
| Instrument | 202657701 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 INDIAN TRL, CHEPACHET, RI 02814-2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOCESTER RI |
| Property Address | 23 INDIAN TRL, CHEPACHET, RI 02814-2026 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000974-324 |
|---|---|
| Date | Sep 15, 2025 |
| Book Page | 974/324 |
| Instrument | 55749 |
| Name | BANK RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Oct 1, 2065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOCESTER RI |
| Property Address | 23 INDIAN TRL, CHEPACHET, RI 02814-2026 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 838-112 |
|---|---|
| Date | Sep 25, 2020 |
| Book Page | 838/112 |
| Instrument | 44571 |
| Name | BANK RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOCESTER RI |
| Recording Date | Jul 16, 2018 |
| Property Address | 23 INDIAN TRL, CHEPACHET, RI 02814-2026 |
| Document Number | 774-243 |
| Book / Page | 774 / 243 |
| Instrument | 39040 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Tax | $54.44 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 23 Indian Trl was $5,232.
Source: North Smithfield Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | North Smithfield Town |
| Unified School District | North Smithfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,232.00 | $305,800 Land $136,800 Building $169,000 |
| 2023 | $5,223.00 (-3.17%) | $305,800 (+27.15%) Land $136,800 Building $169,000 |
| 2022 | $5,394.00 | $240,500 Land $106,400 Building $134,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 23 Indian Trl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (1983–2010) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Indian Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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