23 Howard Dr, Middletown, NY 10941 Property Records

Orange County and Wallkill Town property record for 23 Howard Dr, Middletown, NY 10941 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,632 sqft · built 1972
Lot Size	0.34 acres (14,800 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Dec 2005)
Tax Bill	$6,346 (2024)
Deeds & Mortgages	Jun 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`335200 25-4-3`

Property Details

APN / Parcel Number

Primary APN	`335200 25-4-3`
Alternative APNs	`520002500000040030000000` `25-4-3`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	1,132 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Raised Ranch
Exterior Material	Wood
Lot Area	14,800 sqft (0.34 acres)
Lot Dimensions	148 ft deep x 100 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Open Porch
Porch Area	80 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	25-4-3
Street Address	23 HOWARD DR
City	MIDDLETOWN
State	NY
Zip	10941-1034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 20 BLK N SEC A PANORAM
Legal Subdivision	PANORAMA HILLS SUBDIVISION SECTION A
Legal Block	4
Legal Lot Number	3.000
Jurisdiction	ORANGE NY
Township / Civil Division	WALLKILL
Census Block Group	1
Census Block	1001
Census Tract	11101

Owner

Source: Orange County and Wallkill Town records · APN 335200 25-4-3

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	23 HOWARD DR, MIDDLETOWN, NY 10941-1034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 01, 2005 · Amount on Record
Deed Sale	Dec 01, 2005 · Amount on Record
Prior Sale	Oct 21, 1999 · Amount on Record
Deed Book / Page	12006 / 750
Record Updated	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	23 HOWARD DR, MIDDLETOWN, NY 10941-1034
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038744
Date	Jun 15, 2021
Book Page	14980/868
Instrument	20210038744

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Orange County and Wallkill Town records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Wallkill Town
Unified School District	Pine Bush Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$43,000 (-) Land $12,800 Building $30,200	$340,700 (+14.87%)
2024	$6,346.00
2023		$43,000 (-) Land $12,800 Building $30,200	$296,600 (+10.51%) Land $88,290 Building $208,310
2022		$43,000 Land $12,800 Building $30,200	$268,400 Land $79,896 Building $188,504

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (36071C), updated September 26, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360710111011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences
Nearby Flood Claims	5 (1979–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.