23 Hood St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 23 Hood St, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,526 sqft · built 1940
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on Record
Last Sale	$290,500 (Mar 2014)
Tax Bill	$6,494 (2026)
Deeds & Mortgages	Jan 2021 Refinance Sep 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:005-D B:0010 L:0006`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:005-D B:0010 L:0006`
Alternative APNs	`M:005=D B:0010 L:0006` `6279018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,526 sqft Living Area
Gross Area	3,213 sqft
1st Floor Area	1,041 sqft
Basement Area	1,041 sqft
Unfinished Basement	1,041 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,800 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	6279018
Street Address	23 HOOD ST
City	SAUGUS
State	MA
Zip	01906-4214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	10
Legal Lot Number	6
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	4
Census Block	4005
Census Tract	208200

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	23 HOOD ST, SAUGUS, MA 01906-4214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK
Sep 10, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK
Jan 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2014 · Amount on Record
Deed Sale	Mar 3, 2014 · Amount on Record
Prior Sale	Feb 29, 2008 · Amount on Record
Deed Book / Page	33142 / 207
Transfer Doc	33215-316
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	23 HOOD ST, SAUGUS, MA 01906-4214
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00039407-3
Date	Jan 13, 2021
Book Page	39407/3
Instrument	20210113002670

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	23 HOOD ST, SAUGUS, MA 01906-4214
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37830-2
Date	Sep 10, 2019
Book Page	37830/2
Instrument	20190910003130

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	23 HOOD ST, SAUGUS, MA 01906-4214
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39407-3
Date	Jan 13, 2021
Book Page	39407/3
Instrument	20210113002670

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,494.00 (+2.75%)	$623,200 (+5.31%) Land $343,400 Building $278,700	$654,572 (+14%)
2025	$6,320.00 (+2.65%)	$591,800 (+2.37%) Land $313,800 Building $278,000	$574,180
2024	$6,157.00 (+2.62%)	$578,100 (+8.48%) Land $305,300 Building $272,800
2023	$6,000.00	$532,900 Land $267,100 Building $265,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	20 (1978–2011)
Claims Outside the SFHA	10 of 20
Most Recent Claim	Jul 2011
Claims by Event	Severe Storms And Flooding, May 2006 · 3 claims Flooding, Apr 2004 · 2 claims Heavy Rains And Flooding, Jun 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, Netafy.

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