23 Holt Rd, Holden, MA 01520 Property Records

Worcester County and Holden Town property record for 23 Holt Rd, Holden, MA 01520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,558 sqft · built 1890
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Oct 1985)
Tax Bill	$5,234 (2026)
Deeds & Mortgages	Sep 2023 Transfer Jun 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`HOLD M:159 B:39`

Property Details

APN / Parcel Number

Primary APN	`HOLD M:159 B:39`
Alternative APNs	`M:00159 P:00039` `7446`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,558 sqft Living Area
Gross Area	3,143 sqft
1st Floor Area	915 sqft
Basement Area	693 sqft
Unfinished Basement	693 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	7446
Street Address	23 HOLT RD
City	HOLDEN
State	MA
Zip	01520-1215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	39
Jurisdiction	HOLDEN MA
Township / Civil Division	HOLDEN
Census Block Group	1
Census Block	1019
Census Tract	728300

Owner

Source: Worcester County and Holden Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	23 HOLT RD, HOLDEN, MA 01520-1215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BERKSHIRE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 1985 · Amount on File
Deed Sale	Oct 22, 1985 · Amount on File
Deed Book / Page	9007 / 276
Last Transfer Date	Jul 31, 2023
Transfer Doc	069610-170
Record Updated	Oct 29, 2026

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Sep 6, 2023
Property Address	23 HOLT RD, HOLDEN, MA 01520-1215
Document Number	069610-170
Book / Page	69610 / 170
Instrument Date	Jul 31, 2023
Instrument	74030
Transaction Type	Transfer
Record Updated	Sep 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	23 HOLT RD, HOLDEN, MA 01520-1215

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	23 HOLT RD, HOLDEN, MA 01520-1215
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60530-344
Date	Jun 11, 2019
Book Page	60530/344
Instrument	53425

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2039

Tax Assessment & Valuation

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Holden Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,234.00 (+2.37%)	$388,300 (+5.26%) Land $130,000 Building $258,300	$441,722 (-13.24%)
2025	$5,113.00 (+9.89%)	$368,900 (+12.2%) Land $123,800 Building $245,100	$509,105
2024	$4,653.00 (-0.85%)	$328,800 (+5.01%) Land $120,200 Building $208,600
2023	$4,693.00	$313,100 Land $104,500 Building $208,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000
Water Source	Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State Inspection	Nov 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

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