23 Hilltop Rd, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 23 Hilltop Rd, Franklin, MA 02038

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,298 sqft · built 2000
Lot Size0.686 acres (29,882 sqft)
Owner2 Individual Names on File
Last Sale$784,000 (Aug 2022)
Tax Bill$8,670 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Sep 2020 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN90-096

Property Details

APN / Parcel Number

Primary APN90-096
Alternative APNs
  • FRAN M:258 L:056
  • M:090 L:096

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,298 sqft Living Area
Gross Area4,130 sqft
Basement Area921 sqft
Unfinished Basement921 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area29,882 sqft (0.686 acres)
Garage TypeAttached
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number90-096
Street Address23 HILLTOP RD
CityFRANKLIN
StateMA
Zip02038-2900
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionROLLING GREEN RDG FRANKLIN
Legal Lot Number56
JurisdictionFRANKLIN MA
Township / Civil DivisionFRANKLIN TOWN
Census Block Group1
Census Block1027
Census Tract442104

Owner

23 Hilltop Rd is owned and occupied by two individuals who bought it in August 2022.

Source: Norfolk County and Franklin Town City records, as of October 5, 2026

Owner of Record2 Individual Names on File
Mailing Address23 HILLTOP RD, FRANKLIN, MA 02038-2900
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 1, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 25, 2017Quit Claim Deed, Transfer
DRAPER AND KRAMER MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2022 · Amount on File
Deed SaleAug 23, 2022 · Amount on File
Prior SaleAug 25, 2017 · Amount on File
Deed Book / Page40768 / 556
Record UpdatedOct 29, 2026

August 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN MA
Recording DateAug 23, 2022
Property Address23 HILLTOP RD, FRANKLIN, MA 02038-2900
Document Number040768-556
Book / Page40768 / 556
Instrument DateAug 23, 2022
Instrument75030
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address23 HILLTOP RD, FRANKLIN, MA 02038-2900

Mortgage

Document Number0000075031
DateAug 23, 2022
Instrument75031
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address23 HILLTOP RD, FRANKLIN, MA 02038-2900
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38289-299
DateSep 1, 2020
Book Page38289/299
Instrument90736
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueOct 1, 2050

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN MA
Recording DateAug 25, 2017
Property Address23 HILLTOP RD, FRANKLIN, MA 02038-2900
Document Number35391-247
Book / Page35391 / 247
Instrument80221
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$66.85
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number353910249
DateAug 25, 2017
Instrument35391/0249
Lender
NameDRAPER AND KRAMER MTG
Agreement
AmountAmount on Record
Term360 Months
DueAug 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 23 Hilltop Rd was $8,670, up 5.6% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
MunicipalityFranklin Town City
Unified School DistrictFranklin School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,670.00 (+5.64%)$746,100 (+7.18%) Land $246,100 Building $500,000$855,380 (+2.55%)
2024$8,207.00 (+3.32%)$696,100 (+10.25%) Land $246,100 Building $450,000$834,100
2023$7,943.00$631,400 Land $256,800 Building $374,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Hilltop Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Hilltop Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN WATER DEPARTMENT
serves 33,706 people · EPA ID MA2101000
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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