23 Hilltop Rd, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 23 Hilltop Rd, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	4,244 sqft · built 2018
Lot Size	0.459 acres (19,981 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Jul 2017)
Tax Bill	$29,826 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Jan 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05 00546-I-00012`

Property Details

APN / Parcel Number

Primary APN	`05 00546-I-00012`
Alternative APNs	`05-00546-09-00012` `0500546000I00012` `00015252`

Interior

Building Area	4,244 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	19,981 sqft (0.459 acres)
Lot Dimensions	194 ft deep x 103 ft wide

Location & Zoning

Street Address	23 HILLTOP RD
City	EDISON
State	NJ
Zip	08820-2803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	103X194
Legal Subdivision	HILLTOP ESTATES SOUTH
Legal Block	546.9
Legal Lot Number	12
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	2
Census Block	2012
Census Tract	1409

Owner

23 Hilltop Rd is owned and occupied by two individuals who bought it in July 2017.

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23 HILLTOP RD, EDISON, NJ 08820-2803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage VALLEY NATIONAL BANK
Jan 17, 2019	Loan Modification, Mortgage VALLEY NAT'L BK
Jun 26, 2017	Deed of Trust, Mortgage · Conventional with PMI HOMEBRIDGE FIN'L SVCS INC
Jul 12, 2017	Grant Deed, Transfer · Conventional with PMI HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2017 · Amount on File
Deed Sale	Jul 12, 2017 · Amount on File
Prior Sale	Jan 30, 2004 · Amount on File
Deed Document Number	2017424
Deed Book / Page	7007 / 820
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	23 HILLTOP RD, EDISON, NJ 08820-2803
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022048
Date	Mar 16, 2018
Book Page	17115/0031
Instrument	201800022048

Lender

Name	VALLEY NATIONAL BANK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	250 Months
Due	Jan 1, 2039

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MIDDLESEX NJ
Property Address	23 HILLTOP RD, EDISON, NJ 08820-2803
Document Number	0000004944
Instrument Date	Jan 17, 2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23 HILLTOP RD EDISON NJ 088202803, EDISON, NJ 08820-2803

Mortgage

Document Number	0000004944
Date	Jan 22, 2019
Book Page	017403/001692
Instrument	4944

Lender

Name	VALLEY NAT'L BK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2049

Interest

Rate	3.87%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	23 HILLTOP RD, EDISON, NJ 08820-2803
Document Number	0000009122
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Feb 21, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 HILLTOP RD EDISON NJ 088202803, EDISON, NJ 08820-2803

Mortgage

Document Number	0000009122
Date	Feb 6, 2019
Book Page	017415/001659
Instrument	9122

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	336 Months
Due	Feb 5, 2047

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jul 12, 2017
Property Address	23 HILLTOP RD, EDISON, NJ 08820-2803
Document Number	0000011704
Book / Page	007007 / 000820
Instrument Date	Jun 21, 2017
Instrument	11704
Transaction Type	Transfer
Record Updated	May 2, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$485.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23 HILLTOP RD EDISON NJ 088202803, EDISON, NJ 08820-2803

Mortgage

Document Number	15132
Date	Jul 12, 2017
Book Page	016822/000456
Instrument	15132

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 23 Hilltop Rd was $29,826, up 3.8% from the year before.

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$501,200 (-) Land $125,600 Building $375,600	$501,200 (-) Land $125,600 Building $375,600
2025	$29,826.00 (+3.82%)	$501,200 Land $125,600 Building $375,600	$501,200 Land $125,600 Building $375,600
2024	$28,728.00
2023		$478,700 Land $125,600 Building $353,100	$478,700 Land $125,600 Building $353,100
2022	$27,309.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Hilltop Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Hilltop Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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