Essex County and Saugus Town property record for 23 Heritage Ln, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,577 sqft · built 1997 |
| Lot Size | 0.463 acres (20,173 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $147,000 (Aug 1996) |
| Tax Bill | $12,304 (2026) |
| Deeds & Mortgages | Apr 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:011-B B:0006 L:0023 |
| Primary APN | SAUG M:011-B B:0006 L:0023 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,577 sqft Living Area |
| Gross Area | 6,713 sqft |
| 1st Floor Area | 1,832 sqft |
| Basement Area | 2,330 sqft |
| Unfinished Basement | 1,375 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 20,173 sqft (0.463 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 96047514 |
|---|---|
| Street Address | 23 HERITAGE LN |
| City | SAUGUS |
| State | MA |
| Zip | 01906-3188 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 6 |
| Legal Lot Number | 23 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 208402 |
Source: Essex County and Saugus Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 23 HERITAGE LN, SAUGUS, MA 01906-3188 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 1996 · Amount on Record |
| Deed Sale | Aug 26, 1996 · Amount on Record |
| Deed Book / Page | 13722 / 586 |
| Last Transfer Date | Feb 9, 2024 |
| Transfer Doc | 042182-257 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 23 HERITAGE LN, SAUGUS, MA 01906-3188 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 042676-467 |
|---|---|
| Date | Apr 23, 2025 |
| Book Page | 42676/467 |
| Instrument | 20250423001170 |
| Name | EVERETT COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2050 |
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,304.00 (+3.61%) | $1,180,800 (+6.2%) Land $500,100 Building $680,700 | $1,301,495 (+4.63%) |
| 2025 | $11,875.00 (+2.67%) | $1,111,900 (+2.38%) Land $455,100 Building $656,800 | $1,243,930 |
| 2024 | $11,566.00 (+6.42%) | $1,086,000 (+12.52%) Land $440,100 Building $645,900 | |
| 2023 | $10,868.00 | $965,200 Land $355,100 Building $610,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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