23 Hemmingway Pl, Petal, MS 39465 Property Records

Forrest County property record for 23 Hemmingway Pl, Petal, MS 39465

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,341 sqft · built 2005
Owner	Individual Name on File
Tax Bill	$1,793 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-030J-12-004.05`

Property Details

APN / Parcel Number

Primary APN	`3-030J-12-004.05`
Alternative APNs	`040694` `40694`

Interior

Full Baths	4 Baths
Building Area	1,341 sqft Living Area
1st Floor Area	1,341 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Shingles
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	40694
Street Address	23 HEMMINGWAY PL
City	PETAL
State	MS
Zip	39465-3100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 OF THE HEMMINGWAY PLACE
Legal Range	13W
Legal Township	04N
Legal Section	12
Legal Subdivision	THE HEMMINGWAY
Legal Lot Number	6
Jurisdiction	FORREST MS
Township / Civil Division	3
Census Block Group	1
Census Block	1016
Census Tract	10400

Owner

23 Hemmingway Pl is owned and occupied by an individual who acquired it in July 2017.

Source: Forrest County records, as of March 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	23 HEMMINGWAY PL, PETAL, MS 39465-3100
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Deed of Trust, Mortgage · FHA Mortgage EMM LOANS LLC
Jul 20, 2017	Deed of Trust, Mortgage · FHA Mortgage WHITNEY BANK
Jul 20, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2017
Deed Sale	Jul 20, 2017
Prior Sale	Apr 24, 2008
Deed Document Number	764009
Deed Book / Page	1258 / 506
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	23 HEMMINGWAY PL, PETAL, MS 39465-3100
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 HEMMINGWAY PL, PETAL, MS 39465-3100

Mortgage

Document Number	002497/360
Date	Sep 18, 2023
Book Page	2497/360

Lender

Name	EMM LOANS LLC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08003

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	23 HEMMINGWAY PL, PETAL, MS 39465-3100
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002132/520
Date	Jul 20, 2017
Book Page	2132/520
Instrument	764010

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39502

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORREST MS
Recording Date	Jul 20, 2017
Property Address	23 HEMMINGWAY PL, PETAL, MS 39465-3100
Document Number	001258/506
Book / Page	1258 / 506
Instrument Date	Jul 18, 2017
Instrument	764009
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 SERENE CV, 3, PETAL, MS 39465-3946

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23 HEMMINGWAY PL, PETAL, MS 39465-3100

Tax Assessment & Valuation

The 2025 property tax bill for 23 Hemmingway Pl was $1,793 with a homeowner's exemption.

Source: Forrest County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Forrest County
Municipality	Petal City
Unified School District	Petal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,793.00 Homeowner's exemption	$11,857	$118,570 Land $22,500 Building $96,070
2023	$1,516.00 Homeowner's exemption	$108,220 (+9%)	$108,220 (-) Land $22,500 Building $85,720
2022		$10,822	$108,220 Land $22,500 Building $85,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Hemmingway Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	29 (1979–2018)
Claims Outside the SFHA	6 of 29
Most Recent Claim	Dec 2018 · Severe Storms, Flooding, And Tornado
Claims by Event	Severe Storms, Tornadoes, And Flooding, Feb 2013 · 2 claims Hurricane Isaac, Aug 2012 · 3 claims Hurricane Katrina, Aug 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Hemmingway Pl is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 68% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETAL serves 9,509 people · EPA ID MS0180011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
C Spire Wireless Fixed Wireless	100 / 20

May also be available: defastlink, Verizon.

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