Middlesex County and Ayer Town property record for 23 Hemlock Dr, Ayer, MA 01432
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,479 sqft · built 2014 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $725,000 (Nov 2025) |
| Tax Bill | $8,153 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer Nov 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | AYER M:036 B:0000 L:0103 |
| Primary APN | AYER M:036 B:0000 L:0103 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,479 sqft Living Area |
| Basement Area | 1,446 sqft |
| Unfinished Basement | 666 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,075 sqft (0.92 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 23 HEMLOCK DR |
|---|---|
| City | AYER |
| State | MA |
| Zip | 01432-5539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Lot Number | 103 |
| Jurisdiction | AYER MA |
| Township / Civil Division | AYER |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 325101 |
Source: Middlesex County and Ayer Town records · APN AYER M:036 B:0000 L:0103
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 HEMLOCK DR, AYER, MA 01432-5539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 26, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Nov 12, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage WORKERS CU |
| Sep 05, 2017 | Quit Claim Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 12, 2025 · Amount on Record |
| Deed Sale | Nov 12, 2025 · Amount on Record |
| Prior Sale | Sep 05, 2017 |
| Deed Document Number | 2025138666 |
| Deed Book / Page | 84868 / 122 |
| Last Transfer Date | Nov 20, 2025 |
| Transfer Doc | 084936-551 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Nov 26, 2025 |
| Property Address | 23 HEMLOCK DR, AYER, MA 01432-5539 |
| Document Number | 084936-551 |
| Book / Page | 84936 / 551 |
| Instrument Date | Nov 20, 2025 |
| Instrument | 145890 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 23 HEMLOCK DR, AYER, MA 01432-5539 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Nov 12, 2025 |
| Property Address | 23 HEMLOCK DR, AYER, MA 01432-5539 |
| Document Number | 084868-122 |
| Book / Page | 84868 / 122 |
| Instrument Date | Nov 12, 2025 |
| Instrument | 202500138666 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 HEMLOCK DR, AYER, MA 01432-5539 |
| Document Number | 0000138667 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 138667 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Dec 01, 2032 |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Sep 05, 2017 |
| Property Address | 23 HEMLOCK DR, AYER, MA 01432-5539 |
| Document Number | 69881-319 |
| Book / Page | 069881 / 000319 |
| Instrument Date | Jul 27, 2017 |
| Instrument | 142895 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 HEMLOCK DR AYER MA 014325539, AYER, MA 01432-5539 |
Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ayer Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,153.00 (+13.41%) | $681,700 (+17.78%) Land $227,000 Building $454,700 | $702,810 (+6.68%) |
| 2024 | $658,825 | ||
| 2023 | $7,189.00 | $578,800 Land $214,000 Building $364,800 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 83 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | AYER DPW WATER DIVISION serves 8,479 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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